Uttar Bihar Gramin Bank New IFSC Code: Complete Guide for Customers

Bihar Gramin Bank Bardaha IFSC Code

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Bardaha is a town in the Araria district of Bihar. The Bardaha branch of Bihar Gramin Bank serves Bardaha and nearby areas. For electronic transfers, an IFSC code is essential. It helps NEFT, RTGS, and IMPS route funds to the correct bank and branch, ensuring faster and accurate processing.

Bihar Gramin Bank Bardaha IFSC Code

Branch Details

Bank Name Branch Name IFSC Code MICR Code Branch Code Branch Address Contact Number City District Reason Pincode State
Bihar Gramin Bank Bardaha PUNB0MBGB06 800811002 100697 Bardaha, ARARIA, 854333, 9297954359 9297954359 ARARIA ARARIA ARARIA 854333 Bihar

Merger Update

Merger Update: This branch’s network is part of the consolidation of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) under Punjab National Bank. All UBGB and DBGB branches now use the single IFSC code PUNB0MBGB06. The old UBGB/DBGB IFSC codes have been revoked, and only the new code PUNB0MBGB06 is valid for transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used by NEFT, RTGS, and IMPS to route payments. The structure is simple:
– The first four characters identify the bank code (for example, PUNB = Punjab National Bank).
– The fifth character is always 0 (zero) as a separator.
– The last six characters identify the specific branch (for example, MBGB06 for Bardaha in this case).
This setup helps the payment networks locate both the bank and the exact branch for settlement.

How to Use IFSC Code

  1. Open your bank’s online banking or mobile app and choose transfers (NEFT/RTGS/IMPS).
  2. Add the beneficiary by entering their name, account number, and the IFSC code PUNB0MBGB06.
  3. Double-check the beneficiary details. A single wrong digit can route funds to the wrong account.
  4. Select the transfer method: NEFT (slower, batch-based), RTGS (high-value, real-time during business hours), or IMPS (24/7, immediate).
  5. Enter the amount and any reference note. Confirm with OTP or your bank’s authentication step.
  6. Track the transfer status in your app or by using your bank’s confirmation.

Benefits

  • Accurate routing: IFSC ensures funds go to the correct bank and branch.
  • Faster transfers: RTGS and IMPS provide real-time or near-immediate settlement.
  • Beneficiary setup: You can add beneficiaries with confidence when the correct IFSC is used.
  • Cross-bank transfers: NEFT/RTGS/IMPS support transfers across different banks in India.
  • Audit trail: Transactions show bank name, branch, and IFSC for clear records.

Contact

  • Branch phone: 9297954359
  • Branch Address: Bardaha, ARARIA, 854333, 9297954359
  • Head Office: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll-free: 18001807777

FAQs

  1. What is the IFSC code for Bihar Gramin Bank Bardaha?

    PUNB0MBGB06 is the IFSC code for the Bardaha branch after the merger update.

  2. What is the MICR code for this branch?

    The MICR code is 800811002.

  3. Are UBGB and DBGB still in use?

    UBGB and DBGB have merged into Punjab National Bank. The current valid IFSC code for affected branches is PUNB0MBGB06. Old UBGB/DBGB codes are revoked.

  4. How can I find the IFSC code for other branches?

    Check your bank passbook, cheque leaf, online banking, or contact the branch. Each branch has a unique IFSC code for NEFT/RTGS/IMPS.

  5. What should I do if a transfer fails?

    Verify the recipient’s name, account number, and IFSC. Try again with the correct details. If it still fails, contact your bank’s support for assistance and confirm the beneficiary is active.

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