Bihar Gramin Bank Jokihat IFSC Code

Jokihat is a town in the Araria district of Bihar. The Bihar Gramin Bank branch there serves local farmers and small businesses. Knowing the IFSC code helps ensure funds reach the right bank and branch when you transfer money through NEFT, RTGS, or IMPS.

Bihar Gramin Bank Jokihat IFSC Code

Merger Update

The Jokihat branch is part of the MbGB network that merged into Punjab National Bank. After the merger, all UBGB and DBGB accounts use the single IFSC code PUNB0MBGB06 under Punjab National Bank. The old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS, and IMPS transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route money transfers. The first four characters identify the bank (PUNB for Punjab National Bank). The fifth character is always 0. The last six characters identify the specific branch (MBGB06 for Jokihat). This structure helps banks process electronic transfers quickly and accurately.

How to Use IFSC Code

1. Open your banking app or visit the bank’s online portal. Select NEFT, RTGS, or IMPS.
2. Enter the beneficiary’s details: name, account number, and the IFSC code PUNB0MBGB06.
3. Enter the transfer amount. For RTGS, the amount is typically above Rs 2 lakh.
4. Review the details, then authorize with your OTP or PIN.
5. Save or note the transfer reference to track the status until completion.

Benefits

• Accurate delivery to the Jokihat branch in ARARIA.
• Supports NEFT, RTGS, and IMPS for different transfer needs.
• Single, valid IFSC code after the merger reduces confusion.
• Faster settlement for high-value and urgent transfers.
• Improved traceability with MICR and branch details on the table.

Contact

• Branch phone: 9297954371
• Branch address: Jokihat, ARARIA, 854329
• Head office address: SHRI VISHNU COMMERCIAL COMPLEX ASOCHAK, PATNA-800030, BIHAR
• Toll free: 18001807777

FAQs

• Q: What is the IFSC code for Bihar Gramin Bank Jokihat?
  A: PUNB0MBGB06 is the current IFSC code after the UBGB/DBGB merger into Punjab National Bank.
• Q: Can I use the same IFSC for NEFT, RTGS, and IMPS?
  A: Yes. The IFSC PUNB0MBGB06 is valid for NEFT, RTGS, and IMPS transfers to Jokihat branch.
• Q: Is the old UBGB or DBGB code still valid?
  A: No. Old UBGB/DBGB codes have been revoked after the merger. Only PUNB0MBGB06 is valid.
• Q: What information do I need besides IFSC?
  A: Beneficiary name, account number, transfer amount, and the bank’s name and branch, plus the IFSC code.
• Q: How long do transfers take?
  A: NEFT typically settles in a batch process within a few hours; RTGS is real-time for eligible amounts; IMPS is immediate, 24/7 in most cases.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.