The Bihar Gramin Bank branch at Madanpur serves customers in Madanpur village, Araria district, Bihar (PIN 854333). For electronic fund transfers—NEFT, RTGS, and IMPS—your bank needs the correct IFSC code. The IFSC uniquely identifies the bank and branch. Using the right IFSC ensures funds route to the intended account and avoids failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Madanpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100732 |
| Branch Address | Madanpur, ARARIA, 854333, 9297954377 |
| Contact Number | 9297954377 |
| City | ARARIA |
| District | ARARIA |
| Reason | ARARIA |
| Pincode | 854333 |
| State | Bihar |
Merger Update
Important: The region’s rural banks (Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank) have been consolidated under Punjab National Bank’s sponsorship. These merged entities now use a single IFSC: PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For any NEFT, RTGS, or IMPS transfer into Madanpur branch accounts, use only PUNB0MBGB06. If you try an old UBGB/DBGB IFSC the transaction will fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to route electronic payments. Its structure is:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (example: MBGB06 identifies the Madanpur branch under the merged arrangement).
Example: PUNB0MBGB06 splits as PUNB | 0 | MBGB06.
How to Use IFSC Code
When sending money through your bank (netbanking, mobile app, or branch), follow these steps:
- Select the transfer type: NEFT, RTGS, or IMPS.
- Add a new beneficiary. Enter beneficiary name exactly as on the account.
- Enter the beneficiary account number and the IFSC: PUNB0MBGB06.
- Confirm branch details (Madanpur, Araria) to avoid mistakes.
- Enter the amount, purpose (if required), and authorize the transaction with OTP or netbanking token.
- Save the beneficiary if you will use it again.
Notes on transfer types:
- NEFT — suitable for small and medium amounts. Typically available round the clock. No fixed minimum amount.
- RTGS — for large-value transfers. RBI guidelines generally set a lower limit (commonly Rs. 2,00,000) but check your bank for current thresholds and charges.
- IMPS — instant 24×7 transfers for smaller amounts, up to the daily limit set by the sender’s bank (often around Rs. 2,00,000). Verify limits with your bank.
If the transfer fails, confirm the IFSC, account number, and beneficiary name. For reversed transactions, allow your bank 2–5 working days to process refunds in some cases.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments (NEFT/RTGS/IMPS).
- Prevents delays and failed transfers caused by incorrect branch identification.
- Makes adding beneficiaries quick and error-free in netbanking/mobile apps.
- Helps reconcile payments when matching credit entries to sender details.
- Useful when filling cheque deposit slips or bank forms that request branch codes.
Contact
Branch Phone: 9297954377
Branch Address: Madanpur, ARARIA, 854333
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free Number: 18001807777
FAQs
Q: Can I use any PNB IFSC for Madanpur branch transfers?
A: No. You must use the exact IFSC for the Madanpur branch: PUNB0MBGB06. Using a different IFSC may misroute the transaction.
Q: What if I used the old UBGB or DBGB IFSC by mistake?
A: Those old IFSCs have been revoked. If you initiated a transfer using an old code, contact your bank immediately. The sender bank will attempt to reject or return the payment. Keep transaction reference numbers handy for faster resolution.
Q: How is MICR different from IFSC?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing within the clearing system. IFSC is for electronic transfers. For Madanpur branch, the MICR is 800811002.
Q: Where can I confirm this IFSC before sending money?
A: Confirm with the beneficiary, call the branch at 9297954377, or contact the bank’s toll-free number 18001807777. Always verify IFSC and account number before authorizing large transfers.
Q: What is the branch code and how is it used?
A: The branch code is an internal identifier for the branch. For Madanpur it is 100732. It may be requested on some bank forms or internal records, but electronic transfers use the IFSC.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.