The Bihar Gramin Bank branch at Tarauna Bhojpur is located in the Araria district of Bihar (Pincode 854333). This page gives the exact IFSC, MICR, branch code and contact details you need for electronic fund transfers. An accurate IFSC is essential for NEFT, RTGS and IMPS transfers because it routes money to the correct bank and branch. Using the wrong IFSC can delay or block a payment, so always confirm the code before you transfer funds.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tarauna Bhojpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108034 |
| Branch Address | Tarauna Bhojpur, ARARIA, 854333, 9297954389 |
| Contact Number | 9297954389 |
| City | ARARIA |
| District | ARARIA |
| Reason | ARARIA |
| Pincode | 854333 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a single structure and now operate with the unified IFSC PUNB0MBGB06 under Punjab National Bank sponsorship. If you previously used any UBGB or DBGB IFSC codes, those old codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic transactions to these branches. Always update beneficiary details in your bank profile to this code.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payment systems. The structure is fixed:
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always zero (0) — reserved for future use.
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; RTGS is for high-value payments; NEFT is for regular transfers.)
- Enter beneficiary name and exact account number.
- Enter the IFSC PUNB0MBGB06 for Tarauna Bhojpur branch. Also confirm the branch name and city.
- Enter amount and purpose. Review charges and limits (banks set RTGS and NEFT limits; check your bank for thresholds—RTGS is typically used for larger sums).
- Authorize the transfer with OTP or second-factor authentication as required by your bank.
- Keep the transaction reference or UTR for tracking or dispute resolution.
Benefits of Knowing the IFSC
- Ensures money reaches the correct branch quickly.
- Prevents delays and failed transfers due to wrong routing.
- Required for adding beneficiaries in netbanking and mobile apps.
- Helps customer service identify the exact receiving branch during disputes.
- Used in electronic mandates, ECS instructions and online KYC linking.
Contact
Branch phone no: 9297954389
Branch Address: Tarauna Bhojpur, ARARIA, 854333
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use UPI instead of IFSC for payments to this branch?
A: UPI payments use a Virtual Payment Address and do not require IFSC. But for NEFT/RTGS/IMPS or when adding a beneficiary in netbanking, the IFSC PUNB0MBGB06 is required.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account number, the bank will usually reject the transfer. In rare cases where codes route to a different branch, you could face delays while banks resolve and recover the funds. Always double-check the IFSC and account number before confirming.
Q: Is the IFSC case-sensitive?
A: No. IFSC entries are not case-sensitive. However, standard practice is to enter them in uppercase (for clarity): PUNB0MBGB06.
Q: How is MICR different from IFSC?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing physical cheques. IFSC is an 11-character code used for electronic fund transfers. For this branch, the MICR is 800811002 and the IFSC is PUNB0MBGB06.
Q: Do I need to update saved beneficiaries because of the merger?
A: Yes. If you have saved beneficiaries with old UBGB or DBGB IFSCs, update them to the new IFSC PUNB0MBGB06. Old UBGB/DBGB IFSCs have been revoked and will not work for NEFT/RTGS/IMPS.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.