Bihar Gramin Bank AGNOOR IFSC Code

Bihar Gramin Bank AGNOOR IFSC Code

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The AGNOOR branch of Bihar Gramin Bank is located in Agnoor village, Arwal district, Bihar (Pincode 824143). This branch serves local customers for deposits, withdrawals, and rural banking services. When you send or receive money through NEFT, RTGS or IMPS, the IFSC code identifies the exact bank and branch. Using the correct IFSC ensures your fund transfer reaches the intended account without delay or return.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name AGNOOR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7496
Branch Address AGNOOR, Arwal, 824143, 7781004496
Contact Number 7781004496
City Arwal
District Arwal
Reason AURANGABAD
Pincode 824143
State Bihar

Merger Update

Note on UBGB and DBGB: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a unified entity now operating under the single IFSC code PUNB0MBGB06 with Punjab National Bank as the sponsor. Old UBGB and DBGB IFSC codes have been revoked. For all electronic transfers (NEFT, RTGS, IMPS) use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSC codes will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic payment systems.

  • First 4 characters – Bank code (alphabetic). Example: PUNB = Punjab National Bank.
  • 5th character – Reserved and is always 0.
  • Last 6 characters – Branch identifier. This can be letters, numbers, or both. It maps to a specific branch for routing funds.

Example: In PUNB0MBGB06, PUNB is the bank, 0 is reserved, and MBGB06 identifies the branch within the bank’s network.

How to Use IFSC Code

  • Open your bank’s netbanking or mobile app and go to the fund transfer section (NEFT/RTGS/IMPS).
  • Choose the transfer type: NEFT for standard transfers, RTGS for high-value real-time, IMPS for instant 24×7 transfers.
  • Add the beneficiary. Enter beneficiary name, account number, and the IFSC code PUNB0MBGB06 for Agnoor branch.
  • Verify beneficiary details shown by the app. Confirm that bank name and branch match before proceeding.
  • Enter transfer amount and authentication (OTP/transaction password). Submit the transaction.
  • Save the beneficiary after the first successful transfer to avoid re-entering details.

Benefits of Knowing the IFSC

  • Ensures funds route to the correct branch and account.
  • Prevents delays and failed transfers due to ambiguous branch identification.
  • Required for adding beneficiaries in internet and mobile banking.
  • Helps customer support locate transaction details quickly in case of issues.
  • Useful for receiving salaries, loan disbursals, and automated payments like subsidies.

Contact

Branch phone no: 7781004496

Branch Address: AGNOOR, Arwal, 824143

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the correct IFSC for inward transfers to Agnoor branch?

    A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to the Agnoor branch. Old UBGB/DBGB codes are revoked.

  • Q: What happens if I enter a wrong IFSC?

    A: If the IFSC does not map to a valid branch, the transfer may fail or be returned. If the IFSC maps to a different branch, funds could go to the wrong branch account and recovery will need bank intervention.

  • Q: How can I verify IFSC before sending money?

    A: Confirm IFSC from a bank passbook, cheque book, branch notice, or by calling the branch number 7781004496. Double-check beneficiary details shown in your bank app before authorizing.

  • Q: Which transfer method should I choose — NEFT, RTGS or IMPS?

    A: Use NEFT for routine transfers (settlement batches), RTGS for high-value real-time transfers (usually above bank-specified minimum), and IMPS for instant small-value transfers available 24×7. Check your bank limits and charges.

  • Q: Can I use the MICR code for electronic transfers?

    A: No. MICR (800811002) is used for cheque clearing. For NEFT/RTGS/IMPS you must use the IFSC code PUNB0MBGB06.

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