The Bihar Gramin Bank branch at Prasadi English is located in Arwal district, Bihar (PIN 804401). This IFSC code page lists the branch contact, address and codes used for electronic fund transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers — banks use it to route transactions to the correct bank and branch. Entering the exact IFSC avoids failed transfers, delays and wrong-credit risks.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | PRASADI ENGLISH |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7421 |
| Branch Address | PRASADI ENGLISH, Arwal, 804401, 9771464421 |
| Contact Number | 9771464421 |
| City | Arwal |
| District | Arwal |
| Reason | AURANGABAD |
| Pincode | 804401 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under the Bihar Gramin Bank framework and their operations integrated with Punjab National Bank systems. As a result, the unified IFSC code for these merged operations is PUNB0MBGB06 (the code shown above). Old UBGB and DBGB IFSC codes have been revoked and are no longer valid for transactions. Use only the new IFSC PUNB0MBGB06 when sending funds to this branch to avoid rejects or returns.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure:
- First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: Always the digit 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So IFSC PUNB0MBGB06 breaks down as: PUNB | 0 | MBGB06. The code is case-insensitive and unique to a branch (or the branch’s servicing arrangement).
How to Use IFSC Code
- Open your bank’s netbanking or mobile banking app and choose the fund transfer option (NEFT, RTGS or IMPS).
- Select the transfer type: NEFT (bulk/standard), RTGS (high-value real-time), or IMPS (instant, 24×7 for smaller amounts).
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown. Do not add spaces or change characters.
- Verify the beneficiary bank and branch that the app shows after entering IFSC. Confirm that it matches “PRASADI ENGLISH, Arwal”.
- Enter purpose/narration, amount, and authenticate the transaction (OTP / token / UPI PIN as required).
- Keep the transaction ID or UTR for tracking until funds reflect in the beneficiary account.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS payments to the correct branch.
- Reduces the chance of failed transactions and return charges.
- Saves time during adding beneficiaries in netbanking or mobile banking.
- Helps customer service trace and resolve payment issues using the UTR and IFSC.
- Required for digital inward remittances and some bank forms for transfers.
Contact
Branch Phone: 9771464421
Branch Address: PRASADI ENGLISH, Arwal, 804401
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use any old UBGB or DBGB IFSC to transfer money?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use only the new IFSC PUNB0MBGB06 for transfers to this branch.
Q: What if I enter the wrong IFSC but correct account number?
A: If the IFSC points to a different branch, the transfer may still succeed but credit could go to a different branch’s account number. Banks typically match both account number and IFSC; mismatches can cause rejection or delay. Always verify both.
Q: Which transfer method should I use — NEFT, RTGS or IMPS?
A: Use IMPS for instant low-value transfers (24×7). Use NEFT for standard transfers (settlement batches) and RTGS for large-value real-time transfers (usually for amounts above the RTGS threshold set by your bank).
Q: How do I confirm the branch after entering IFSC in netbanking?
A: After you enter the IFSC, most netbanking/mobile apps display the bank name and branch. Confirm it shows “PRASADI ENGLISH, Arwal” or the same branch details shown above before proceeding.
Q: What details do I need to add a beneficiary for this branch?
A: You need the beneficiary’s full name, account number, account type (savings/current), and IFSC PUNB0MBGB06. Some banks also ask for the branch address or mobile number for verification.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.