Bihar Gramin Bank RAMPUR CHAURAM IFSC Code

The Bihar Gramin Bank branch at Rampur Chauram is located in Arwal district of Bihar (pincode 804402). This branch handles routine rural banking services, cash deposits and withdrawals, and accepts electronic fund transfers. For NEFT, RTGS and IMPS transactions you must use the correct IFSC code to route payments to this specific branch. An incorrect or old IFSC can delay a transfer or cause it to fail, so confirm the code before initiating payments.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	RAMPUR CHAURAM
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6940
Branch Address	RAMPUR CHAURAM, Arwal, 804402, 7091596940
Contact Number	7091596940
City	Arwal
District	Arwal
Reason	AURANGABAD
Pincode	804402
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under the banking sponsor, and the consolidated rural bank now uses the IFSC PUNB0MBGB06 under Punjab National Bank (bank code PUNB). Old IFSC codes that belonged to UBGB or DBGB have been revoked. For all NEFT, RTGS and IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions sent to revoked/old IFSCs will fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches on electronic payment systems. Its structure is fixed:

• First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character: The digit zero (0). Reserved for future use.
• Last 6 characters: Branch code (alphanumeric). This identifies the specific branch. In this case, MBGB06 is the branch identifier portion of PUNB0MBGB06.

How to Use IFSC Code

Use the IFSC when sending money by NEFT, RTGS or IMPS. Follow these steps:

• Open your bank’s online banking, mobile app or visit the branch counter.
• Choose the transfer type: NEFT, RTGS or IMPS. (RTGS for large value and bank/branch support; IMPS for instant 24×7 transfer; NEFT for batch processing.)
• Enter beneficiary details: name, account number and IFSC PUNB0MBGB06.
• Confirm the beneficiary account number carefully. IFSC routes to the branch; the account number directs the bank to the exact account.
• Enter amount and transfer purpose. Verify limits and fees shown by your bank for the chosen mode.
• Authenticate the transaction with OTP or banking password. Note the transaction reference for tracking.
• If the transfer fails, contact your bank and the beneficiary branch (phone: 7091596940) with the reference number.

Benefits of Knowing the IFSC

• Ensures money reaches the correct bank branch for NEFT, RTGS and IMPS transfers.
• Prevents delays or failed transfers caused by incorrect routing information.
• Makes it easier to add beneficiaries in netbanking and mobile apps.
• Helps customer support find and track transactions quickly using the exact branch code.
• Useful when completing bank forms, online vendor payouts, salary credits and government payments.

Contact

Branch phone: 7091596940

Branch address: RAMPUR CHAURAM, Arwal, 804402

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: How do I confirm PUNB0MBGB06 is correct for Rampur Chauram?
  A: Confirm on a recent cheque leaf, passbook entry, account statement or by calling the branch at 7091596940. Also use the bank’s official customer service number (18001807777) if unsure.
• Q: What happens if I use an old UBGB or DBGB IFSC?
  A: Old IFSC codes have been revoked after the merger. Transactions to revoked codes will fail or be returned. You must use PUNB0MBGB06 for successful routing.
• Q: Which transfer method is fastest to this branch — NEFT, RTGS or IMPS?
  A: IMPS is instant and works 24×7 for smaller amounts. RTGS is for high-value, near-instant during banking hours. NEFT processes in hourly/daily batches and may take longer. Choose based on amount and urgency.
• Q: Do I need IFSC for UPI transfers?
  A: No. UPI uses a virtual payment address (VPA) and doesn’t require an IFSC. IFSC is required for bank-to-bank electronic transfers via NEFT/RTGS/IMPS when you give account number and branch details.
• Q: How long do transfers to this branch take to reflect?
  A: IMPS — real time (seconds). RTGS — near real time during business hours. NEFT — within the next NEFT batch (varies by bank; can be minutes to a few hours). If delayed beyond expected time, contact your bank with the transaction reference.