Bihar Gramin Bank BARMA BAZAR IFSC Code

The Bihar Gramin Bank branch at Barma Bazar is located in Aurangabad district of Bihar (Pincode 824203). This article gives the exact branch details and the IFSC code you need to transfer funds to this branch. Knowing the correct IFSC matters for electronic transfers (NEFT, RTGS, IMPS). An incorrect IFSC or wrong branch detail can cause delays, failed transfers, or routing to the wrong branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BARMA BAZAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7091
Branch Address	BARMA BAZAR, Aurangabad, 824203, 9771464091
Contact Number	9771464091
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824203
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for electronic clearing. As a result, this branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank. Old IFSC codes that belonged to UBGB or DBGB have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:

• First 4 characters – Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character – Always the digit 0 (reserved).
• Last 6 characters – Branch code (alphanumeric). Example: MBGB06.

So for IFSC PUNB0MBGB06 the breakdown is: PUNB | 0 | MBGB06.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Step 1: Log in to your netbanking, mobile banking app or visit your bank branch.
• Step 2: Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS availability depends on the bank but are widely available online.)
• Step 3: Add a beneficiary. Required fields usually include:
  • Beneficiary name (exact as per account)
  • Account number
  • IFSC code: PUNB0MBGB06
  • Bank name: Punjab National Bank (post-merger)
  • Branch: BARMA BAZAR, Aurangabad
• Step 4: Verify the beneficiary using the OTP or authorization method your bank provides.
• Step 5: Enter transfer amount and purpose. For RTGS, verify minimum amount requirement with your bank (typically high-value transfers; many banks use Rs. 2,00,000 as a threshold). For IMPS, note that per-transaction limits are set by the bank (often up to Rs. 2,00,000). NEFT has no strict minimum and is suitable for most amounts.
• Step 6: Confirm and authorize the transaction. Record the reference number for tracking.
• Step 7: If the transfer fails or is delayed, contact the remitting bank first with the transaction reference and beneficiary IFSC/account details.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account.
• Prevents failed transfers and reduces reversal processing time.
• Needed to add beneficiaries for NEFT, RTGS and IMPS online.
• Useful for supply-chain, payroll and vendor payments where branch-level routing matters.
• Required for many forms and bank mandates when authorizing electronic credit or direct deposit.

Contact

Branch phone no: 9771464091

Branch Address: BARMA BAZAR, Aurangabad, 824203

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the correct IFSC for Barma Bazar branch?
  
  A: Yes. PUNB0MBGB06 is the valid IFSC now. Old UBGB/DBGB IFSCs have been revoked after the merger.
• Q: Can I use this IFSC for IMPS transfers at any time?
  
  A: Yes. IMPS is typically available 24×7. Use IFSC PUNB0MBGB06 when adding the beneficiary. Confirm per-transaction limit with your bank.
• Q: What happens if I use an incorrect IFSC?
  
  A: If the IFSC does not match the account number and branch, the payment may be rejected or routed incorrectly. Banks usually reverse failed transfers, but it can take time. Always verify IFSC and account number before confirming.
• Q: Has the branch name or address changed after the merger?
  
  A: The local branch name and address (BARMA BAZAR, Aurangabad) remain the same for customer visits. The change affects the clearing system where the bank code in IFSC is now PUNB (Punjab National Bank).
• Q: Who do I contact if a transfer to this IFSC is delayed or failed?
  
  A: First contact your remitting bank with the transaction reference. You can also call the branch at 9771464091 or the head office/toll-free at 18001807777 for assistance and escalation.