Bihar Gramin Bank BISHUNPUR CHATTI IFSC Code

Bihar Gramin Bank BISHUNPUR CHATTI IFSC Code

by

BISHUNPUR CHATTI branch is located in Aurangabad district of Bihar (PIN 824202). This page gives the IFSC and related details you need for electronic fund transfers. An IFSC code identifies the exact bank branch when you send money by NEFT, RTGS or IMPS. Using the correct IFSC ensures fast routing and reduces failed or delayed transfers.

Branch Details

Field Details
Bank Name Bihar Gramin Bank
Branch Name BISHUNPUR CHATTI
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7095
Branch Address BISHUNPUR CHATTI, Aurangabad, 824202, 9771464095
Contact Number 9771464095
City Aurangabad
District Aurangabad
Reason AURANGABAD
Pincode 824202
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank (PNB). All old UBGB and DBGB IFSC codes have been revoked. The merged branches now use the single IFSC code PUNB0MBGB06 for all electronic transactions. Use this new IFSC for NEFT, RTGS and IMPS. Old IFSC values will not work and will cause transaction failures or delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It tells the payment system which bank and which branch should receive the funds.

  • First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
  • 5th character — reserved and is always 0.
  • Last 6 characters — branch identifier (example: MBGB06 identifies the specific branch).

Example breakdown: PUNB0MBGB06 = PUNB | 0 | MBGB06.

Note: The MICR code (here 800811002) is different. It is used for cheque clearing through the cheque processing system.

How to Use IFSC Code

Follow these steps when sending or receiving money:

  • Open your bank app or internet banking portal.
  • Choose the transfer method: NEFT, RTGS or IMPS.
  • Add or select the beneficiary. Enter the beneficiary name exactly as on their account.
  • Enter the beneficiary account number.
  • Enter the IFSC code: PUNB0MBGB06 for BISHUNPUR CHATTI.
  • Verify the details and confirm. Some banks ask for an OTP (one-time password).
  • Submit the transfer. Note the transaction reference for tracking.

Timing and limits:

  • IMPS — immediate, 24×7, subject to bank-specific limits.
  • NEFT — used for any amount; cleared as per NEFT settlement rules (now available 24×7 in most banks).
  • RTGS — real-time gross settlement. Intended for high-value transfers. Check your bank for minimum or limit rules.

Benefits of Knowing the IFSC

  • Ensures money reaches the correct branch and account.
  • Reduces failed or returned transfers.
  • Required when adding beneficiaries in online banking or apps.
  • Useful when filling electronic forms or payment instructions.
  • Needed for corporate payments, salary credits and vendor settlements.

Contact

Branch Phone: 9771464095

Branch Address: BISHUNPUR CHATTI, Aurangabad, 824202

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Can I use the old UBGB IFSC for transfers?

    A: No. Old UBGB and DBGB IFSCs have been revoked. Use the new IFSC PUNB0MBGB06. Using old codes will likely cause the transaction to fail.

  • Q: Is IFSC case-sensitive?

    A: No. IFSC is not case-sensitive. PUNB0MBGB06 and punb0mbgb06 are treated the same. Still, enter it exactly as provided to avoid typing errors.

  • Q: What if I enter the wrong IFSC but correct account number?

    A: The bank routes using both IFSC and account number. If they don’t match, the transfer may fail or be returned. In some cases the receiving bank may accept it if account number uniquely identifies the branch, but that causes delays. Contact your bank immediately to trace or reverse the payment.

  • Q: Where can I find this IFSC on physical documents?

    A: You can find IFSC on the cheque leaf, bank passbook, account statement, or a printed deposit slip. The branch can also confirm it over the phone.

  • Q: How is MICR different from IFSC?

    A: IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (here 800811002) is a 9-digit code used by the cheque clearing system. Both identify branches but serve different clearing systems.

Leave a Comment