CHARAN branch is located in Aurangabad district of Bihar (PIN 824112). This page gives the exact IFSC and branch details you need to transfer funds. The IFSC (Indian Financial System Code) uniquely identifies the bank branch for electronic payments such as NEFT, RTGS and IMPS. Using the correct IFSC helps your bank route the payment to the right branch and reduces failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | CHARAN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7097 |
| Branch Address | CHARAN, Aurangabad, 824112, 9771464097 |
| Contact Number | 9771464097 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824112 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank sponsorship. All former UBGB and DBGB branches now use the IFSC PUNB0MBGB06 for electronic transfers. Old UBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. Using an old or revoked IFSC can cause a failed transfer or reversal delay.
What is IFSC Code?
The IFSC is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is:
- Characters 1–4: Bank identifier (letters). Example: PUNB = Punjab National Bank.
- Character 5: Reserved and is always 0 (zero).
- Characters 6–11: Branch identifier (alphanumeric). This uniquely identifies the branch.
Example breakdown for this branch: PUNB0MBGB06 — PUNB (bank) + 0 (reserved) + MBGB06 (branch code).
How to Use IFSC Code for NEFT / RTGS / IMPS
- Open your bank’s online banking or mobile app and go to the fund transfer section.
- Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are generally available round-the-clock, subject to your bank’s implementation.)
- Enter beneficiary name exactly as on their account. Small mismatches can cause delays.
- Enter beneficiary account number.
- Enter the IFSC: PUNB0MBGB06. Double-check each character—one wrong character routes to a different branch.
- Enter amount and purpose if required. Verify transfer limits and charges with your bank before confirming.
- Confirm details and authenticate the transaction (OTP, token or password). Save the transaction reference for tracking.
- If the transfer fails or is returned, contact your bank with the transaction reference and time of transfer.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account.
- Speeds up electronic transfers (NEFT/RTGS/IMPS) and reduces reversals.
- Required for online forms: beneficiary setup, tax payments, utility bills and merchant settlements.
- Helps verify the bank/branch before authorizing large transfers.
- Makes reconciliation easier for businesses and accountants.
Contact
Branch Phone: 9771464097
Branch Address: CHARAN, Aurangabad, 824112
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use an old UBGB IFSC for transfers to this branch?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for successful electronic transfers.
Q: Where can I find the IFSC on paper documents?
A: The IFSC appears on the cheque leaf, passbook, account statement and the bank’s branch contact page. The branch can also confirm it by phone: 9771464097.
Q: What happens if I enter a wrong IFSC?
A: If the wrong IFSC matches another live branch, funds may go to that branch and require a recall. If the IFSC is invalid, the sending bank will usually reject the transaction and funds will be returned. Contact your bank immediately with the transfer reference.
Q: Are NEFT, RTGS and IMPS available 24×7?
A: IMPS is instant and available 24×7. NEFT and RTGS are functionally available round-the-clock through banks, but timing and cutoffs may vary slightly by bank. Check with your bank for any maintenance windows.
Q: How can businesses ensure smooth regular payments to this branch?
A: Save beneficiary details after a verified first transfer. Use correct account name, account number and IFSC (PUNB0MBGB06). For bulk transfers, use your bank’s file upload formats and test with a small amount before large disbursements.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.