Bihar Gramin Bank DIHRA IFSC Code

DIHRA is a small town in Aurangabad district, Bihar (pincode 824130). This branch serves local residents and traders for deposits, withdrawals and fund transfers. For electronic transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC identifies the bank and branch so transfers route to the right account and return quickly if there is an error.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	DIHRA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7100
Branch Address	DIHRA, Aurangabad, 824130, 9771464100
Contact Number	9771464100
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824130
State	Bihar

Merger Update

Important: Several regional rural banks in Bihar were reorganized and merged under Punjab National Bank (PNB). If your account previously showed Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), those banks now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to accounts formerly in UBGB or DBGB, use only the new IFSC PUNB0MBGB06. If you see a different IFSC for the same branch name, call the branch (9771464100) before sending funds.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payment systems. The structure is:

• First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Always the digit 0 (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

Note: The numeric branch code shown by the bank (for example 7100) is the internal branch number. The IFSC’s last six characters are the standard electronic identifier and may be alphanumeric; they do not always match the plain numeric branch code.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s netbanking or mobile banking app. Select “Add Beneficiary” (or “New Payee”).
• Enter beneficiary name exactly as the account is registered.
• Enter the beneficiary account number carefully. Re-check digits; a single wrong digit can route funds wrongly or cause rejection.
• Enter the IFSC: PUNB0MBGB06 and confirm the bank and branch name shown by the app. If the bank/branch displayed doesn’t match DIHRA, call the branch at 9771464100 before proceeding.
• Choose the transfer method: NEFT, RTGS or IMPS. IMPS is instant and available 24×7; NEFT is used for routine transfers; RTGS is normally for large-value transfers. Check with your bank for current limits and timings.
• Enter the amount and purpose, then authorize the transfer with your transaction PIN or OTP.
• Save the transaction reference or UTR number. Use it to track the payment or to report issues to the bank.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account during NEFT/RTGS/IMPS transfers.
• Speeds up error resolution: banks track transactions by IFSC and UTR number.
• Required to add beneficiaries in netbanking and mobile apps.
• Helps confirm branch identity when branch names are similar within a district or state.
• Reduces failed or returned transactions caused by incorrect branch details.

Contact

Branch Phone No: 9771464100

Branch Address: DIHRA, Aurangabad, 824130

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for DIHRA branch?

  A: Yes. For electronic transactions to this DIHRA branch use PUNB0MBGB06. If you find a different IFSC listed for the same branch, verify with the branch at 9771464100 before transferring funds.

• Q: Can I use the IFSC for UPI payments?

  A: UPI typically uses the mobile number or VPA (virtual payment address) and does not require IFSC. IFSC is required when adding a beneficiary for NEFT/RTGS/IMPS or for IMPS through some banking portals.

• Q: What happens if I enter the wrong IFSC?

  A: If the account number and IFSC do not match, the transaction may be returned or delayed. In some cases, funds can route to a different account if the IFSC matches another branch with similar account numbering. Always confirm both account number and IFSC. Keep the UTR/transaction ID to help the bank trace and recover funds.

• Q: How do I confirm the IFSC before sending a large amount?

  A: Call the branch at 9771464100 or check the bank’s official statement or passbook. When adding a beneficiary in your bank app, confirm the displayed branch name matches “DIHRA, Aurangabad” before authorizing the transfer.

• Q: What is the difference between MICR and IFSC?

  A: MICR (Magnetic Ink Character Recognition) code—here 800811002—is used mainly for cheque processing. IFSC is used for electronic transfers (NEFT/RTGS/IMPS). Both identify the bank branch but serve different systems.