Bihar Gramin Bank DINDIR IFSC Code

The Bihar Gramin Bank branch in DINDIR is located in the Aurangabad district of Bihar. To transfer money to an account at this branch, you need a specific code called the Indian Financial System Code (IFSC). This code is essential for all major online fund transfer methods in India, including National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). The IFSC code ensures that your money reaches the correct bank branch without any errors or delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	DINDIR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6859
Branch Address	DINDIR, Aurangabad, 824120, 7485096859
Contact Number	7485096859
City	Aurangabad
District	Aurangabad
Region	AURANGABAD
Pincode	824120
State	Bihar

Merger and IFSC Update

Previously, Bihar had two separate regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have since been merged to form a single entity, now known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB). As a result of this merger, all old IFSC codes belonging to UBGB and DBGB branches have been revoked and are no longer valid. For all transactions, you must use the new IFSC code, which starts with ‘PUNB’ to reflect the sponsorship by Punjab National Bank. The correct and current IFSC code for this branch is PUNB0MBGB06.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer system. The code has a specific structure that helps identify the bank and its branch.

Let’s break down the IFSC code PUNB0MBGB06:

• PUNB: The first four alphabetic characters represent the name of the bank. In this case, it stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• 0: The fifth character is always a zero. It is reserved for future use.
• MBGB06: The last six characters represent the specific branch code. This part is unique to the DINDIR branch.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you are using a mobile banking app or an internet banking portal, the steps are generally the same.

1. Log in to your net banking or mobile banking account.
2. Navigate to the ‘Fund Transfer’ section and select the payment method (NEFT, RTGS, or IMPS).
3. Add a new beneficiary or payee. You will be prompted to enter the recipient’s details.
4. Enter the beneficiary’s name, bank account number, and the IFSC code: PUNB0MBGB06.
5. Double-check all the details to ensure they are correct, then confirm the beneficiary addition.
6. Enter the amount you wish to transfer and complete the transaction using your password or OTP.

Benefits of Using the Correct IFSC Code

• Ensures Accuracy: The code directs your funds to the exact bank and branch, eliminating the risk of sending money to the wrong location.
• Prevents Transaction Failures: Using an incorrect or outdated IFSC code will cause the transaction to be rejected by the banking system.
• Enables Fast and Secure Transfers: It is a core component of the automated systems for NEFT, RTGS, and IMPS, allowing for quick and secure processing of payments.
• Simplifies Inter-Bank Transactions: The standardized code makes it easy to transfer money between different banks anywhere in the country.

Contact Information

For any direct inquiries, you can contact the branch or the head office.

Branch Contact:
Phone: 7485096859
Address: DINDIR, Aurangabad, Bihar – 824120

Head Office:
Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
Toll-Free Number: 18001807777

Frequently Asked Questions

1. Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
The IFSC code begins with ‘PUNB’ because Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). PNB manages the central payment systems for its sponsored banks, so their identifier is used.

2. What will happen if I use an old IFSC code from Dakshin Bihar Gramin Bank (DBGB)?
If you use an old or invalid IFSC code from the pre-merger banks (DBGB or UBGB), your transaction will fail. The funds will be reversed to your account, but this may take some time.

3. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No. While the first four characters (‘PUNB’) might be common due to the sponsor bank, the last six characters are unique to each individual branch. You must use the specific code for the branch where the account is held.

4. Do I need an IFSC code for all types of bank transactions?
You need the IFSC code specifically for online fund transfers like NEFT, RTGS, and IMPS. You do not need it for depositing cash at a branch or for UPI transactions linked directly to your mobile number.

5. Where can I find the IFSC code for my bank branch?
The IFSC code is printed on the chequebook and the front page of the passbook issued by the bank. You can also find it on the bank’s official website or by contacting the branch directly.