The Bihar Gramin Bank branch at GAUSPUR (PIRU) is located in Aurangabad district, Bihar (PIN 824120). For any electronic fund transfer — NEFT, RTGS or IMPS — the IFSC code identifies this specific branch so the payment reaches the correct account. Entering the correct IFSC and account number is essential to avoid delays or misdirected funds.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | GAUSPUR(PIRU) |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6854 |
| Branch Address | GAUSPUR(PIRU), Aurangabad, 824120, 7485096854 |
| Contact Number | 7485096854 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824120 |
| State | Bihar |
Merger Update
If this branch was earlier associated with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the change in clearing codes. Both UBGB and DBGB operations have been consolidated and now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. The old UBGB/DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer you must use the new IFSC; saved beneficiaries with old codes should be updated before initiating transactions.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to route online transactions to the correct bank branch.
- First 4 characters (letters) — identify the bank. Example: PUNB indicates Punjab National Bank.
- 5th character — is always 0 (reserved for future use).
- Last 6 characters — identify the specific branch. In this case: MBGB06 (as part of the full IFSC PUNB0MBGB06).
The IFSC ensures systems know exactly which branch to credit or debit when processing NEFT, RTGS or IMPS transactions.
How to Use IFSC Code
- Open your bank’s netbanking portal or mobile app and choose the transfer type (NEFT/RTGS/IMPS).
- Add a beneficiary. Provide the beneficiary’s name and account number precisely as it appears on their passbook or cheque.
- Enter the IFSC code exactly: PUNB0MBGB06. Also confirm the bank name and branch (Bihar Gramin Bank — GAUSPUR (PIRU), Aurangabad).
- Verify MICR (800811002) only when doing cheque-related clearing queries; MICR is used for cheque processing, not for online transfers.
- Confirm the details and authorize the transfer. For IMPS the transfer is immediate. NEFT/RTGS timings depend on the sending bank; many banks now provide 24×7 NEFT/RTGS but check your bank’s cut-off and limits.
- Save the UTR or transaction reference number. If there is a delay, this helps the bank trace the payment.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS payments to the intended branch.
- Helps you add beneficiaries correctly in netbanking or mobile apps.
- Reduces failed or returned transactions caused by incorrect branch identification.
- MICR and branch code information help with cheque clearing and offline banking queries.
- Essential for automatic credits like salaries, pensions or government payments that use electronic clearing.
Contact
Branch phone: 7485096854
Branch address: GAUSPUR(PIRU), Aurangabad, 824120
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Can I use the IFSC PUNB0MBGB06 for both NEFT and IMPS?
A: Yes. The IFSC PUNB0MBGB06 identifies the GAUSPUR(PIRU) branch for NEFT, RTGS and IMPS. Use the same code for any of these electronic transfer modes.
Q: What is the difference between IFSC and MICR?
A: IFSC is an 11-character code used for electronic fund transfers. MICR is a 9-digit code used by the clearing system for cheque processing. For electronic transfers use IFSC; for cheque clearance and faster physical clearing checks, MICR (800811002) is used.
Q: My saved beneficiary uses an old UBGB IFSC. What should I do?
A: Do not use the old UBGB IFSC. Update the beneficiary to the new IFSC PUNB0MBGB06 before making transactions. Old UBGB/DBGB IFSCs have been revoked and transfers using them will fail or be returned.
Q: How soon will the money reach the beneficiary?
A: IMPS is immediate (real-time). NEFT and RTGS processing times depend on the sending bank and the chosen service. Many banks now operate NEFT/RTGS 24×7, but some may have batch cut-offs. Always check your bank’s transfer confirmation and save the transaction reference (UTR).
Q: What should I check if a transfer to this IFSC fails?
A: Verify the beneficiary account number and IFSC (PUNB0MBGB06) are correct. Confirm the branch name and city match. Save the transfer UTR and contact your bank or the branch (phone 7485096854) with the reference so they can trace and resolve the payment.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.