Bihar Gramin Bank JAISUIA IFSC Code

Bihar Gramin Bank, JAISUIA branch is located in Aurangabad district of Bihar (PIN 824101). This branch services customers in and around JAISUIA village and nearby towns. For online and mobile banking, the branch’s IFSC code is essential. Banks use the IFSC to route electronic transfers — NEFT, RTGS and IMPS — to the exact branch and account. Entering the correct IFSC prevents failed transfers, delays and manual reconciliation.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	JAISUIA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7449
Branch Address	JAISUIA, Aurangabad, 824101, 9771464449
Contact Number	9771464449
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824101
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank for banking operations. Where branches formerly used UBGB or DBGB IFSC codes, those old IFSCs have been revoked. The consolidated, valid IFSC for affected regional gramin branches is PUNB0MBGB06 under Punjab National Bank. Use only this IFSC for NEFT, RTGS or IMPS transfers. If you have older account paperwork showing a UBGB or DBGB IFSC, update your beneficiary details before sending funds.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character code that uniquely identifies a bank branch for electronic transfers. Its format is fixed:

• First 4 characters — bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch code (alphanumeric). Example: in PUNB0MBGB06 the branch identifier is MBGB06.

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank’s netbanking portal or mobile app.
• Choose fund transfer type — NEFT, RTGS or IMPS. (IMPS is immediate; NEFT/RTGS are bank-settlement based but are available 24×7 at most banks.)
• Add a beneficiary using the beneficiary’s account number and the IFSC PUNB0MBGB06. Enter the beneficiary name exactly as the bank has it.
• Some banks require beneficiary registration and a cooling period. Check if confirmation (OTP) is needed before first transfer.
• Enter the amount and any remarks. Confirm the details shown on the final screen, including the IFSC and account number.
• Authorize the transaction with the OTP or transaction password. Note the transaction reference for tracking.
• If a transfer fails, contact the sending bank with the reference number. The receiving branch contact (listed above) can help resolve mismatches.

Benefits of Knowing the IFSC

• Directs funds to the correct branch and account. This reduces failed or misrouted transfers.
• Required field for NEFT, RTGS and IMPS in online or mobile banking.
• Speeds reconciliation for businesses and salary processing.
• Makes beneficiary setup predictable — banks validate IFSC format before sending.
• Helps customer support locate transactions quickly using the branch code and MICR.

Contact

Branch Phone: 9771464449

Branch Address: JAISUIA, Aurangabad, 824101

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use PUNB0MBGB06 for all transfers to JAISUIA branch?

  A: Yes. Use IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS to the JAISUIA branch. Old UBGB/DBGB IFSCs have been revoked after merger, so do not use them.

• Q: What is the difference between IFSC and MICR?

  A: IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing and clearing. For online transfers you need IFSC; for cheque processing MICR is used.

• Q: I entered the wrong IFSC. What happens?

  A: If the IFSC does not match any branch, the transaction usually fails and the money is returned. If the IFSC points to a different branch but the account number exists there, funds may be credited to that account. Contact your bank immediately with the transaction reference to recover funds.

• Q: How fast are transfers using this IFSC?

  A: IMPS is instant (24×7). NEFT and RTGS are processed continuously at most banks now and often complete within minutes. Timing can vary with bank policies and the amount. Keep the transaction reference to trace delays.

• Q: Where can I verify this IFSC if I am unsure?

  A: Verify the IFSC on your bank passbook or by calling the branch at 9771464449. You can also check account-related documents provided by the bank. After the UBGB/DBGB merger, ensure the IFSC used is PUNB0MBGB06.