Bihar Gramin Bank JAMHORE IFSC Code

The JAMHORE branch of Bihar Gramin Bank is located in the Aurangabad district of Bihar. For anyone needing to send money to an account at this branch, the Indian Financial System Code (IFSC) is essential. This unique 11-character code identifies the specific bank and branch, ensuring that electronic fund transfers like NEFT, RTGS, and IMPS are routed correctly and securely. Without the correct IFSC code, your transaction will not be processed.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	JAMHORE
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7103
Branch Address	JAMHORE, Aurangabad, 824103
Contact Number	9771464103
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824103
State	Bihar

Important Merger Update

Bihar Gramin Bank was formed by the merger of two former regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this amalgamation, the bank now operates under the sponsorship of Punjab National Bank (PNB). As a result, a single, unified IFSC code has been assigned for transactions: PUNB0MBGB06. Please note that all old IFSC codes, particularly those belonging to the former Uttar Bihar Gramin Bank, have been revoked. Using an old code will cause your transaction to fail. For any fund transfer to a Bihar Gramin Bank account, you must use the new, valid IFSC code.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India to every bank branch participating in the electronic funds transfer network. The code has a specific structure that helps route payments automatically.

Let’s break down the IFSC code PUNB0MBGB06:

• PUNB: The first four letters represent the bank’s name. In this case, it stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• 0: The fifth character is always a zero. It is a control character reserved for future use.
• MBGB06: The last six characters identify the specific bank branch. This part uniquely points to the intended destination.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for sending money is a straightforward process. Whether you are using NEFT for standard transfers, RTGS for high-value transactions, or IMPS for immediate payments, the steps are similar.

1. Log in to your internet banking account or mobile banking app.
2. Navigate to the “Fund Transfer” or “Payments” section.
3. Select the option to add a new beneficiary or payee.
4. You will be asked to provide the recipient’s details: their name, bank account number, and the IFSC code of their branch.
5. Enter PUNB0MBGB06 in the IFSC code field for a transfer to the Bihar Gramin Bank JAMHORE branch.
6. After the beneficiary is added, you can initiate the transfer by entering the amount and confirming the transaction.

Why is the IFSC Code Important?

• Ensures Accuracy: The code guarantees that your money is sent to the exact bank and branch you intended, eliminating the risk of it going to the wrong place.
• Prevents Errors: By validating the branch details, the system minimizes manual errors during the transaction process.
• Enables Automation: IFSC codes allow for the automated processing of electronic payments, making transfers faster and more efficient.
• Required for Transfers: It is a mandatory requirement for all major online fund transfer methods in India, including NEFT, RTGS, and IMPS.

Contact Information

For direct assistance, you can contact the bank using the details below.

Branch Contact

• Phone Number: 9771464103
• Address: JAMHORE, Aurangabad, Bihar – 824103

Head Office

• Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

1. Is PUNB0MBGB06 the IFSC code for all Bihar Gramin Bank branches?
Yes, after the merger of UBGB and DBGB, Bihar Gramin Bank adopted this single IFSC code for centralized transaction processing under its sponsor, Punjab National Bank. This code works for all branches of the bank.

2. What happens if I use an old IFSC code from before the merger?
If you use an old, discontinued IFSC code, the transaction will be rejected by the banking system. The funds will eventually be credited back to your account, but this will cause a significant delay.

3. Why does the IFSC code for Bihar Gramin Bank start with ‘PUNB’?
The first four letters identify the sponsor bank. Since Punjab National Bank (PNB) is the sponsor bank for Bihar Gramin Bank, the code begins with ‘PUNB’. PNB provides technological and financial support to the regional bank.

4. Where can I find the IFSC code on my bank documents?
The IFSC code is printed on the cheque leaves of your bank-issued chequebook, usually near the top. It is also mentioned on the front page of your passbook and in your account statements.

5. Do I need an IFSC code for UPI payments?
No, you do not need to enter an IFSC code for standard UPI transactions. UPI uses a Virtual Payment Address (VPA), which is linked to your bank account, to process payments instantly.