Bihar Gramin Bank PAUTHU IFSC Code

PAUTHU is a village branch of Bihar Gramin Bank in Aurangabad district, Bihar. The branch serves local residents and businesses in and around PIN 824122. For electronic bank transfers such as NEFT, RTGS and IMPS you must use a correct IFSC code. The IFSC identifies the bank and the exact branch. Using the right code avoids failed or delayed transfers and ensures funds reach the intended account quickly.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	PAUTHU
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7474
Branch Address	PAUTHU, Aurangabad, 824122, 7781004474
Contact Number	7781004474
City	Aurangabad
District	Aurangabad
Reason	AURANGABAD
Pincode	824122
State	Bihar

Merger Update

Important: This branch is now under the single IFSC code PUNB0MBGB06 used by Punjab National Bank after the consolidation of regional gramin banks. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into this arrangement. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to this branch. Do not use old IFSC codes for transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It directs electronic payments to a specific bank branch. The format is:

• First 4 characters — bank identifier (example: PUNB = Punjab National Bank)
• 5th character — reserved, always 0
• Last 6 characters — branch identifier (example: MBGB06 for this branch)

Example breakdown for this branch: PUNB0MBGB06 = PUNB (bank) + 0 + MBGB06 (branch).

How to Use IFSC Code

• Open your bank’s netbanking, mobile app, or visit branch for a fund transfer.
• Choose the transfer type: NEFT, RTGS (for high-value transfers) or IMPS (instant mobile).
• Add a new beneficiary. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06.
• Verify the beneficiary name shown by the bank after entering account and IFSC. Do not rely only on the name you typed.
• Enter amount and a reason or remark if required. Confirm the payment using your bank’s authentication (OTP, token, biometric).
• Save the beneficiary for repeat transfers if you will pay this account again. Always recheck IFSC before sending funds.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the correct branch.
• Prevents failed transfers and reversal delays.
• Makes adding beneficiaries quick and error-free for NEFT, RTGS and IMPS.
• Helps verify payee details before sending large sums (useful with RTGS).
• Required to receive refunds, government payments and online salary credits.

Contact

Branch phone no: 7781004474

Branch Address: PAUTHU, Aurangabad, 824122

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use this IFSC for IMPS transfers?
A: Yes. Use IFSC PUNB0MBGB06 for IMPS, NEFT and RTGS transfers to the PAUTHU branch.

Q: How do I confirm the IFSC before making a transfer?
A: Confirm from the branch phone number above, check the bank passbook or cheque leaf, or verify the IFSC printed on official bank documents. Always match the branch name, city and IFSC together.

Q: What happens if I use the old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked. Transfers using revoked codes may fail or be delayed. Use only PUNB0MBGB06 for this branch.

Q: What is the MICR code and branch code shown above?
A: The MICR code 800811002 is used for cheque clearing. The branch code 7474 is the identifier portion often used internally by the bank and can appear in account references.

Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock; NEFT settles continuously and RTGS is for high-value real-time transfers. Actual credit timing can vary by banks and any verification steps.