The Bihar Gramin Bank branch at Pilchhi is located in Aurangabad district, Bihar (PIN 824113). This branch serves local residents and businesses for deposits, withdrawals and fund transfers. For electronic transfers (NEFT, RTGS, IMPS) you must use the correct IFSC code. The IFSC identifies the bank and branch in the national payment system and ensures money goes to the right account.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | PILCHHI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6933 |
| Branch Address | PILCHHI, Aurangabad, 824113, 7091596933 |
| Contact Number | 7091596933 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824113 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. The merged branches now use the IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB or DBGB IFSC codes have been revoked. Use only the new IFSC code PUNB0MBGB06 when sending funds to this branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used to route electronic payments to specific bank branches.
- First 4 characters – identify the bank (example: PUNB = Punjab National Bank).
- 5th character – is always 0 (reserved for future use).
- Last 6 characters – identify the specific branch (example: MBGB06 in PUNB0MBGB06).
How to Use IFSC Code
- Open your bank’s internet banking site or mobile app, or visit the branch counter.
- Choose the transfer type: NEFT, RTGS or IMPS. (Check with your bank for service hours, limits and charges.)
- Add a beneficiary. Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown.
- Verify the branch name and account details shown by the platform before confirming.
- Enter the amount and purpose. Authenticate using OTP, password or in-app approval.
- Keep the transaction reference or UTR for records and follow up if needed.
- If a transfer fails or the IFSC is incorrect, contact your bank immediately. Do not reuse revoked IFSC codes.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account.
- Needed to add beneficiaries for NEFT, RTGS and IMPS transfers.
- Prevents delays and failed transfers caused by wrong routing details.
- Useful for online bill payments, salary credits and vendor payments.
- Helps customer support trace transactions quickly using IFSC + account number + UTR.
Contact
Branch Phone: 7091596933
Branch Address: PILCHHI, Aurangabad, 824113
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers to Pilchhi branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.
Q: Where do I find the IFSC on a cheque?
A: IFSC is typically printed on the cheque leaf near the MICR code at the bottom, and also on the bank’s website or passbook. For this branch the MICR is 800811002 and IFSC is PUNB0MBGB06.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC and account number point to a different valid branch, the transfer may go to that account. If the IFSC is invalid, the transaction will fail and funds will be returned to the sender’s account after reconciliation. Always double-check details before confirming.
Q: Are NEFT, RTGS and IMPS available round-the-clock?
A: IMPS is an immediate 24×7 service. NEFT and RTGS availability can be 24×7 depending on bank policy and RBI rules; check with your bank for exact windows and any minimum/maximum limits applicable to RTGS or other services.
Q: How do I verify the IFSC before sending money?
A: Verify IFSC by checking your bank passbook, cheque book, official bank communications, or by calling the branch number 7091596933. After the merger, ensure you use PUNB0MBGB06 which is the valid code under Punjab National Bank.

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.