Bihar Gramin Bank SIHARI IFSC Code

SIHARI is a village branch of Bihar Gramin Bank in Aurangabad district, Bihar (PIN 824115). For any electronic fund transfer to or from this branch you must use the correct IFSC. The IFSC identifies the bank and branch for NEFT, RTGS and IMPS so the payment routes correctly and is credited without delay.

Branch Details

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single banking arrangement and now operate under Punjab National Bank for electronic clearing. The consolidated IFSC in use for this set of branches is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments. The structure is:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always zero (reserved).
• Last 6 characters — branch identifier. Example: MBGB06 identifies the specific branch in the consolidated scheme.

So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking or mobile app. Choose the payment type (NEFT / RTGS / IMPS).
• Select “Add Beneficiary” if the recipient is new.
• Enter beneficiary name, account number (exact), and the IFSC: PUNB0MBGB06. Also add branch details if requested: SIHARI, Aurangabad, Bihar.
• Verify the MICR (800811002) or branch code (7127) only if your bank requests extra confirmation fields.
• Submit beneficiary addition. Complete any OTP or in-branch activation step required by your bank.
• After activation, initiate the transfer. For RTGS choose it for high-value or urgent transfers. IMPS is immediate and available 24×7; NEFT settles in batches depending on the bank and time.
• Always double-check the IFSC and account number. A wrong IFSC may route funds to another branch of the same bank or cause rejection.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank and branch for NEFT/RTGS/IMPS.
• Prevents delays and failed transactions due to mismatched routing details.
• Required for adding beneficiaries in netbanking and mobile apps.
• Useful for cheque clearing and verifying branch identity (with MICR and branch code).
• Helps customer service quickly locate the branch for dispute resolution.

Contact

Branch Phone: 9771464127

Branch Address: SIHARI, Aurangabad, 824115

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for a transfer?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for this branch.

• Q: What happens if I enter the wrong IFSC?

  A: If the wrong IFSC corresponds to a different branch of the same bank, funds can be routed incorrectly. If the code is invalid, the transfer will usually be rejected and returned. Contact your bank immediately if you suspect a mistake.

• Q: Is the branch code (7127) the same as the last six characters of IFSC?

  A: Not necessarily. The branch code is an internal numeric identifier (7127) provided by the bank. The last six characters of the IFSC (MBGB06) are an alphanumeric branch identifier used for electronic routing. Both can identify the branch, but IFSC is mandatory for electronic transfers.

• Q: How can I verify this IFSC before sending money?

  A: Verify from a printed bank passbook, cheque leaf (if updated), bank branch confirmation, or call the branch phone (9771464127) or the bank’s toll-free number (18001807777). Your bank’s beneficiary-add screen often validates IFSC too.

• Q: Which transfer mode should I choose: NEFT, RTGS or IMPS?

  A: Use IMPS for instant small-value transfers and 24×7 needs. Use NEFT for non-urgent transfers that can settle in batch windows. Use RTGS for large-value or urgent transfers (check your bank’s current limits and charges).

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.