The Bihar Gramin Bank branch in SIRIS is located in Aurangabad, Bihar. For anyone looking to send or receive money online to an account at this branch, the Indian Financial System Code (IFSC) is a critical piece of information. This unique 11-character code identifies the specific bank branch involved in a digital transaction. It is essential for processing electronic fund transfers smoothly and accurately through systems like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS).
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SIRIS |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7128 |
| Branch Address | SIRIS, Aurangabad, 824112, 9771464128 |
| Contact Number | 9771464128 |
| City | Aurangabad |
| District | Aurangabad |
| Reason | AURANGABAD |
| Pincode | 824112 |
| State | Bihar |
Merger and IFSC Update
It is important to note a significant change regarding this bank. Bihar Gramin Bank was formed by the merger of two former regional rural banks: Dakshin Bihar Gramin Bank (DBGB) and Uttar Bihar Gramin Bank (UBGB). The newly formed entity is sponsored by Punjab National Bank (PNB).
Following this merger, all previous IFSC codes associated with DBGB and UBGB have been revoked and are no longer valid. To simplify transactions, Bihar Gramin Bank now uses a single, unified IFSC code for all its branches: PUNB0MBGB06. Using an old IFSC code will cause your transaction to fail. For any fund transfer to the SIRIS branch or any other Bihar Gramin Bank branch, you must use this new code.
What is an IFSC Code?
An IFSC code is an 11-character alphanumeric code that uniquely identifies a bank branch in India. It is structured to ensure that funds are routed correctly. Let’s break down the IFSC code for the SIRIS branch, PUNB0MBGB06:
- PUNB: The first four letters represent the name of the sponsor bank, which is Punjab National Bank.
- 0: The fifth character is always a zero. It is a control character reserved for future use.
- MBGB06: The last six characters identify the bank entity. In this case, it represents the unified code for the merged Bihar Gramin Bank.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code to transfer money is a straightforward process. Whether you are using a mobile banking app or an internet banking portal, the steps are generally the same.
- Log in to your net banking account or mobile banking application.
- Navigate to the “Fund Transfer” section and select the transfer type: NEFT, RTGS, or IMPS.
- Add the recipient as a “beneficiary” or “payee.” You will be asked for their name, bank account number, and the IFSC code of their bank branch.
- In the IFSC code field, enter PUNB0MBGB06 for the Bihar Gramin Bank SIRIS branch.
- Carefully verify all the details, especially the account number and IFSC code, before confirming the transaction.
Benefits of Using the Correct IFSC Code
Knowing and using the correct IFSC code is essential for several reasons:
- Accuracy: It ensures that your money is sent to the exact intended bank branch without any errors.
- Speed: Correct codes enable automated processing, which makes fund transfers faster and more efficient.
- Error Prevention: It eliminates the risk of transactions being rejected or, in rare cases, sent to the wrong account due to manual errors.
- Security: The code is a key part of the security framework that governs electronic payments in India.
Contact Information
For direct assistance or queries, you can reach out to the bank through the following channels.
- Branch Contact Number: 9771464128
- Branch Address: SIRIS, Aurangabad, 824112, Bihar
- Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
- Toll-Free Number: 18001807777
Frequently Asked Questions (FAQs)
Is the old DBGB or UBGB IFSC code still valid for the SIRIS branch?
No. All old IFSC codes from the pre-merger banks are now invalid. You must use the new, unified IFSC code PUNB0MBGB06 for all transactions.
What happens if I use an old IFSC code by mistake?
The transaction will most likely be rejected by the banking system. The amount will be reversed and credited back to your account, but this may take a few business days.
Is the IFSC code PUNB0MBGB06 the same for all branches of Bihar Gramin Bank?
Yes. Following the merger and integration with its sponsor bank, Punjab National Bank, all branches of Bihar Gramin Bank use this single IFSC code for receiving funds.
Can I use this IFSC code for NEFT, RTGS, and IMPS transactions?
Yes, the IFSC code PUNB0MBGB06 is valid for all types of electronic fund transfers, including NEFT, RTGS, and IMPS.
Where can I find the official IFSC code for my branch?
The correct IFSC code is printed on the chequebooks issued by Bihar Gramin Bank. You can also confirm it by visiting the branch or checking the bank’s official website.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.