Bihar Gramin Bank UB IFSC Code

The Bihar Gramin Bank UB branch is located in Aurangabad district, Bihar (PIN 824124). This IFSC code page helps customers and businesses prepare accurate electronic fund transfers to this branch. An accurate IFSC matters for NEFT, RTGS and IMPS transfers because it identifies the exact bank and branch. Using the wrong code can delay payments or cause failed transfers.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. After the merger, a single IFSC is in use for these former regional gramin banks: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer to this branch, use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSCs will fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It uniquely identifies a bank branch for electronic payments in India. The structure is:

• First 4 characters: Bank identifier (letters). Example: “PUNB” stands for Punjab National Bank.
• 5th character: Always “0” (reserved for future use).
• Last 6 characters: Branch identifier (letters and/or numbers). Example: “MBGB06”.

So in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = specific branch code.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS transfers to this branch:

• Open your bank’s internet banking, mobile app or visit a branch counter.
• Choose the transfer type: NEFT, RTGS or IMPS. Pick RTGS for large-value urgent transfers if your bank supports it.
• Enter beneficiary name exactly as in their account records.
• Enter the account number of the beneficiary.
• Enter the IFSC code: PUNB0MBGB06. Double-check each character; IFSC is not case-sensitive but must match exactly.
• Enter the transfer amount and any remarks required by your bank.
• Authorize the payment using OTP, token or other method required by your bank.
• Save the beneficiary details for future transfers once the first transaction succeeds.

Note: Banks may have different cut-off times, and some services operate 24×7 while others depend on bank policies. Check your bank’s limits and timelines for NEFT/RTGS/IMPS before initiating large or time-sensitive payments.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Speeds up electronic transfers (NEFT, RTGS, IMPS) and reduces failed transactions.
• Required to add beneficiaries in internet banking and mobile apps.
• Helps reconcile payments for businesses and accountants by matching branch codes.
• Useful for receiving government payments, salaries and vendor payments accurately.

Contact

Branch Phone No: 7541807507

Branch Address: UB, Aurangabad, 824124

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC for transfers?
  A: No. Old UBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for transfers.
• Q: Where can I find the IFSC on a cheque or passbook?
  A: The IFSC is typically printed on the cheque leaf near the MICR code and on the first page of the passbook. For this branch the IFSC is PUNB0MBGB06.
• Q: What if I enter a wrong IFSC but correct account number?
  A: If the IFSC points to a different branch but the account number exists at that branch, the transfer may still succeed and reach the unintended branch/account. If the IFSC/account combination is invalid, the transaction will fail or be returned. Always confirm both account number and IFSC.
• Q: Is IFSC case-sensitive?
  A: No. IFSC input is not case-sensitive. However, characters and digits must be correct.
• Q: How soon will the beneficiary get money after I transfer?
  A: IMPS is immediate. NEFT and RTGS timing depends on your bank and the chosen service; many banks and systems now operate 24×7. For urgent large transfers use RTGS if supported. Check your bank’s timing and processing policy.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.