Bihar Gramin Bank Belhar IFSC Code

The Bihar Gramin Bank branch at Belhar is located in Belhar village, Banka district, Bihar (PIN 813202). This branch serves local residents and businesses in and around Banka. For electronic fund transfers—NEFT, RTGS and IMPS—you need the branch IFSC. The IFSC uniquely identifies the bank and branch for routing payments. Using the correct IFSC ensures your funds reach the intended account quickly and without return delays.

Branch Details

Merger Update

The Belhar branch previously operated under regional gramin banks that have since been consolidated. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). After the merger, the single valid IFSC for this branch is PUNB0MBGB06. All old UBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer, use only the new PUNB0MBGB06 IFSC. Transactions attempted with revoked IFSCs will not route correctly and can cause delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch.

Structure:

• First 4 characters = Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character = reserved and is 0 (zero) in standard IFSC format.
• Last 6 characters = Branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch within the bank.

So, in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = Belhar branch code under PNB mapping.

How to Use IFSC Code

• Open your bank’s netbanking app or mobile banking application.
• Go to the “Funds Transfer” or “Add Beneficiary” section.
• Enter the beneficiary name and account number exactly as provided.
• Enter the IFSC: PUNB0MBGB06. Double-check each character.
• Select transfer type: NEFT, RTGS or IMPS (choose RTGS for high-value, IMPS for instant 24×7, NEFT for standard electronic transfer). Your app will show available options.
• Enter amount and purpose. Confirm details and authenticate using OTP or transaction PIN.
• After transfer, note the transaction reference ID. Keep it until funds reflect in beneficiary account.

Tip: Always verify the IFSC from the bank’s document (cheque leaf or passbook) or by calling the branch before first-time transfers.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds go to the correct bank branch.
• Faster settlements: Speeds up NEFT/RTGS/IMPS processing and avoids returns.
• Required for online transfers: Mandatory field when adding beneficiaries for electronic transfers.
• Reduces errors: Correct IFSC lowers failed or misrouted transactions and reconciliation issues.
• Useful for forms and documentation: Needed for salary credits, vendor payments and government receipts.

Contact

Branch Phone No: 8102918770

Branch Address: Belhar, Banka, 813202

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: Where can I find the IFSC for Bihar Gramin Bank Belhar?
  
  A: On the cheque leaf or passbook of the Belhar branch, the branch’s official stationery, or by calling the branch at 8102918770. After the merger, use PUNB0MBGB06.
• Q: Can I use an old UBGB IFSC code for transfers?
  
  A: No. Old UBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 to avoid failed or misrouted transfers.
• Q: Is IFSC case-sensitive?
  
  A: No. IFSC inputs are not case-sensitive. Still, enter characters carefully to avoid typos.
• Q: What happens if I enter a wrong IFSC?
  
  A: If the IFSC does not match a valid branch, the transaction will typically fail. If the IFSC points to a different branch and the account number exists there, the funds may be credited to that account. Contact your bank immediately with the transaction reference to investigate.
• Q: What is the difference between IFSC and MICR?
  
  A: IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing in physical clearing houses. For electronic fund transfers, always use IFSC.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.