The Bihar Gramin Bank branch at Suiya is located in Suiya village, Banka district, Bihar, PIN 813106. For anyone sending or receiving money to this branch, the correct IFSC code is essential. IFSC directs electronic transfers (NEFT, RTGS, IMPS) to the exact bank branch. Using the wrong code can delay transfers or cause returns, so always confirm the IFSC before initiating a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Suiya |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3712 |
| Branch Address | Suiya, Banka, 813106, 8102918769 |
| Contact Number | 8102918769 |
| City | Banka |
| District | Banka |
| Reason | BHAGALPUR |
| Pincode | 813106 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for electronic clearing. All old UBGB and DBGB IFSC codes have been revoked. Transactions to branches that previously used UBGB/DBGB IFSCs should now use the single IFSC PUNB0MBGB06 assigned under Punjab National Bank. Verify the IFSC before sending funds; only the new IFSC is valid for NEFT, RTGS, and IMPS.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It tells the payment system which bank and branch should receive an electronic transfer.
- First 4 characters — identify the bank. Example: PUNB = Punjab National Bank.
- 5th character — is always ‘0’ (reserved for future use).
- Last 6 characters — identify the specific branch. Example: in PUNB0MBGB06, the last six are MBGB06, which maps to the merged rural bank branch under PNB’s coding.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking, mobile app, or visit the branch for offline transfer.
- Choose transfer type: NEFT, RTGS (for large-value transfers; bank rules apply), or IMPS (instant, up to bank limits).
- Enter beneficiary name, account number, and the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Suiya branch.
- Verify the beneficiary details shown by your bank. Confirm that the branch name and city match Banka, Bihar.
- Enter amount and purpose, then authenticate (OTP, token, or branch signature as required).
- Keep the transaction reference/UTR for tracking. For returned or failed transfers contact your bank with the UTR.
Benefits of Knowing the IFSC
- Directs electronic funds to the correct branch. This avoids delays and returns.
- Required for NEFT, RTGS, and IMPS transfers.
- Helps verify beneficiary details before sending large sums.
- Useful for adding beneficiaries in netbanking or mobile apps.
- Enables reconciliation: last six characters often help match the exact branch or merged-entity code.
Contact
Branch Phone: 8102918769
Branch Address: Suiya, Banka, 813106
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the branch MICR code instead of IFSC for NEFT/RTGS?
A: No. MICR (800811002) is used for cheque clearing. For electronic transfers you must use the IFSC (PUNB0MBGB06).
Q: What if I enter the wrong IFSC?
A: If the IFSC points to a different valid branch, the funds will route to that branch and may reach a different account. If it does not match any branch, the transfer will fail and be returned. Always verify details before authorizing.
Q: Has the IFSC for Suiya changed because of the merger?
A: Yes. Following the merger of UBGB and DBGB into Punjab National Bank’s structure, the valid IFSC to use is PUNB0MBGB06. Old UBGB/DBGB IFSCs have been revoked and should not be used.
Q: How can I confirm this IFSC before sending a large transfer?
A: Confirm on a cheque leaf or passbook of the beneficiary account, call the branch at 8102918769, or ask customer care at the head office toll-free 18001807777. Your bank’s beneficiary verification screen will often show the branch name once you enter IFSC.
Q: Are NEFT, RTGS and IMPS available 24×7?
A: IMPS is available 24×7. NEFT and RTGS have been enabled for round-the-clock operations by the payments system, but banks may have their own internal processing rules. For urgent high-value transfers check with your bank for any timing or limit conditions.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.