Dhobauli is a village branch located in Begusarai district of Bihar (PIN 853112). This branch serves local residents and small businesses for everyday banking needs. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. It tells payment systems which bank and branch should receive the money, so using the right code ensures funds reach the intended account quickly and without rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dhobauli |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3836 |
| Branch Address | Dhobauli, Begusarai, 853112 |
| Contact Number | 8102926327 |
| City | Begusarai |
| District | Begusarai |
| Reason | BEGUSARAI |
| Pincode | 853112 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank. As part of that integration, this branch now uses the Punjab National Bank IFSC PUNB0MBGB06 for electronic transfers. Old IFSC codes that belonged to UBGB or DBGB have been revoked and are no longer valid. Always use PUNB0MBGB06 when sending NEFT, RTGS or IMPS to this branch.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. Its structure is fixed:
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- Fifth character: always 0 (reserved for future use).
- Last 6 characters: branch identifier (alphanumeric). In this case MBGB06.
So for the Dhobauli branch the IFSC PUNB0MBGB06 breaks down as: PUNB (bank) + 0 + MBGB06 (branch).
How to Use IFSC Code
Follow these steps when sending money by NEFT, RTGS or IMPS:
- Open your bank’s netbanking or mobile app, or go to the branch counter.
- Choose the transfer type: NEFT, RTGS (usually for higher amounts) or IMPS (instant).
- Add a new beneficiary. Provide beneficiary name, account number and the IFSC PUNB0MBGB06.
- Enter amount and purpose. Verify all details on screen before confirming.
- Authorize the transfer using OTP/transaction password or sign at the branch.
- Save the transaction reference (UTR) for tracking and any future queries.
Tip: Add the beneficiary once and verify the small remittance if your bank does a validation transfer. Always confirm the correct account number and name in addition to IFSC.
Benefits of Knowing the IFSC
- Ensures funds route to the exact branch for fast settlement.
- Reduces transaction failures and reversals caused by incorrect routing.
- Needed to add beneficiaries in netbanking and mobile apps.
- Helps customer support locate transactions quickly using the IFSC and UTR.
- Useful for cheque clearing and reconciliation because IFSC pairs with MICR and branch code (MICR: 800811002, Branch code: 3836).
Contact
Branch phone: 8102926327
Branch address: Dhobauli, Begusarai, Bihar – 853112
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
Toll free: 18001807777
FAQs
Q: I have the old UBGB/DBGB IFSC for this branch. Can I use it?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC points to a different bank or branch, the transfer may fail or reach the wrong account. If the transfer goes through incorrectly, contact your bank immediately with the UTR to start a trace and reversal. Prompt reporting improves the chance of recovery.
Q: Can I use this IFSC for IMPS, NEFT and RTGS?
A: Yes. The IFSC PUNB0MBGB06 is valid for IMPS, NEFT and RTGS. Note that RTGS may have a minimum amount threshold; confirm with your bank.
Q: Where can I find the branch’s MICR and branch code?
A: The MICR code is 800811002 and the internal branch code is 3836. MICR is used for cheque clearing. Keep these handy for manual forms and reconciliation.
Q: Are there limits or timings I should know for transfers?
A: IMPS is available 24×7 and gives instant transfers. NEFT and RTGS are also available round-the-clock from most banks, but check with your bank for any maintenance windows or charges. For large-value RTGS transfers, confirm internal authorization requirements at your bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.