The Bihar Gramin Bank branch at Khodabandpur is located in Begusarai district of Bihar (Pincode 848202). This IFSC code information is important for anyone sending or receiving electronic fund transfers through NEFT, RTGS or IMPS. Using the correct IFSC ensures the payment routes to the exact bank branch and avoids delays or failed transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Khodabandpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3840 |
| Branch Address | Khodabandpur, Begusarai, 848202, 7061102708 |
| Contact Number | 7061102708 |
| City | Begusarai |
| District | Begusarai |
| Reason | BEGUSARAI |
| Pincode | 848202 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a unified structure that now operates with the IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB IFSC codes have been revoked. Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS and IMPS transactions to these branches. Transactions attempted with revoked IFSC codes will not be processed.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is:
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Reserved and is always 0.
- Last 6 characters: Branch identifier (letters or numbers). Example: MBGB06 in PUNB0MBGB06 identifies the specific Khodabandpur/Bihar Gramin Bank branch under PNB routing.
So the IFSC PUNB0MBGB06 breaks down to: PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit a branch counter to make a transfer.
- Choose transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS availability can depend on bank timings—confirm with your bank.
- Enter beneficiary name, account number and the IFSC: PUNB0MBGB06. Double-check for typos; one wrong character will misroute the payment.
- Enter amount and any purpose or reference. For RTGS, check if your bank requires a minimum amount (many banks use RTGS for higher-value transfers). For NEFT, confirm if there are batch timings for same-day credit with your bank.
- Verify details on the confirmation screen and authorize the transaction (OTP, token or UPI PIN as required).
- Keep the transaction reference ID until the beneficiary confirms receipt.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Speeds up electronic payments via NEFT, RTGS and IMPS.
- Reduces errors and failed transfers caused by incorrect branch identification.
- Required for filling bank transfer forms, payment gateways, and many online services.
- Helps customer support trace and reconcile transactions using the exact branch code.
Contact
Branch Phone: 7061102708
Branch Address: Khodabandpur, Begusarai, 848202
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the old UBGB IFSC to send money?
A: No. Old UBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for transactions.
Q: Is IFSC case-sensitive?
A: No. Most banking systems treat IFSC as case-insensitive, but always enter it in the standard uppercase format to avoid mistakes: PUNB0MBGB06.
Q: What if I enter the wrong IFSC?
A: If the IFSC does not match the account number, the transaction will usually be rejected or returned. If funds are debited but go to a different branch account, contact your bank immediately with the transaction reference. Banks can trace and reverse transfers in many cases, but recovery can take time.
Q: How do I confirm that PUNB0MBGB06 is valid?
A: Confirm with the beneficiary, check the branch letterhead or passbook, or call the branch at 7061102708. Also verify bank communications and the head office details listed above.
Q: Can I use IFSC for international transfers?
A: IFSC is for routing domestic electronic transfers within India (NEFT/RTGS/IMPS). International transfers typically use SWIFT/BIC codes. For inward foreign remittances, banks map SWIFT to the local account and IFSC internally.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.