Bihar Gramin Bank Sanha IFSC Code

The Bihar Gramin Bank branch at Sanha, Begusarai (Pincode 851217) serves local residents and businesses in Begusarai district, Bihar. For any electronic fund transfer — NEFT, RTGS or IMPS — you need the correct IFSC code so funds route to this exact branch without delay. Using the right IFSC prevents transfer failures, delays, or misdirected funds.

Branch Details

Merger update

This IFSC (PUNB0MBGB06) is issued under Punjab National Bank (PUNB) and is used for the merged regional operations. If you previously used IFSCs belonging to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that those entities have been consolidated under the new arrangement and now operate using the single IFSC code PUNB0MBGB06 where applicable. Old UBGB/DBGB IFSC codes have been revoked for electronic transactions; only the current IFSC should be used to avoid failed or returned transfers.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch in electronic fund transfers. The structure is:

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Always zero (0). Reserved for future use.
• Last 6 characters: Branch identifier (alphanumeric). Example: in PUNB0MBGB06 the last six are MBGB06.

Note: Banks may also maintain an internal numeric Branch Code (for example, 3827). That local code does not always match the IFSC’s last six characters. For electronic routing, the full 11-character IFSC is what matters.

How to use the IFSC code for NEFT, RTGS, IMPS

• Open your bank’s netbanking, mobile app, or the branch payment form.
• Choose transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS have their own settlement modes.)
• Enter beneficiary name, account number and the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Sanha branch.
• Double-check the IFSC and account number before confirming. A single wrong character can route funds incorrectly or cause rejection.
• Enter the amount and any remarks. Authenticate using OTP/transaction PIN as required by your bank.
• Keep the transaction reference number. If a transfer fails, provide this reference to your bank to trace the transaction.

Practical checks: verify the beneficiary account number by calling the branch or recipient, and confirm the IFSC printed on a cheque leaf or the branch’s record before sending large sums.

Benefits of knowing the IFSC

• Accurate routing: Ensures funds reach the correct branch and account.
• Speed: Required for real-time instant transfer services (IMPS) and helps avoid rejections.
• Fraud prevention: Verifying IFSC against the beneficiary branch reduces mistakes and potential fraud.
• Offline and online use: Needed both at branches (transfer forms) and in digital apps.
• Necessary for automated processes: Salary credits, standing instructions and vendor payments rely on correct IFSCs.

Contact

Branch phone no: 8102926319

Branch Address: Sanha, Begusarai, 851217

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only IFSC I should use for Sanha branch transfers?

  A: Yes. Use PUNB0MBGB06 for electronic transfers to the Bihar Gramin Bank Sanha branch. Old IFSCs from predecessor regional banks have been revoked where consolidation took place.

• Q: What’s the difference between IFSC and MICR?

  A: IFSC routes electronic transfers (NEFT/RTGS/IMPS) and is alphanumeric (11 characters). MICR (9 digits) is used mainly for cheque clearance at the clearing house. Both identify bank branches but for different systems.

• Q: I entered the wrong IFSC — what happens?

  A: If the IFSC does not match a valid branch, the payment usually fails and is returned to the remitter’s account. If the incorrect IFSC still maps to a valid branch, the funds may go to a different branch/account and recovering them will require coordination between both banks and the beneficiary. Contact your bank immediately with transaction details.

• Q: How can I verify the IFSC before sending a large payment?

  A: Verify by calling the branch (8102926319), checking a cheque leaf from the beneficiary, or confirming with the beneficiary’s bank statement. Also ask your bank to validate the IFSC during beneficiary creation — most banks perform an automatic check.

• Q: Can the IFSC change in future?

  A: Yes. IFSC can change if the branch is re‑coded, merged or taken over. If there is a formal merger (for example regional banks consolidated under a sponsor bank), the bank publishes the new IFSC. Always confirm current IFSC before making payments, especially after mergers or reorganization announcements.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.