Bihar Gramin Bank’s Surajpura branch is located in Surajpura, Begusarai district, Bihar (Pincode 851120). For transfers to and from this branch you need the correct IFSC code. The IFSC code routes electronic fund transfers through NEFT, RTGS and IMPS networks. Using the right IFSC ensures funds reach the intended branch and account without delay or rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Surajpura |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3839 |
| Branch Address | Surajpura, Begusarai, 851120, 7061102707 |
| Contact Number | 7061102707 |
| City | Begusarai |
| District | Begusarai |
| Reason | BEGUSARAI |
| Pincode | 851120 |
| State | Bihar |
Merger Update
If your account or branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the banks have been reorganised and now operate transactions using the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. If you had saved an older UBGB/DBGB IFSC in any beneficiary list, update it to the new IFSC before initiating transfers. Using revoked IFSCs can cause transfer failures or delays.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters: Bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character: Reserved as 0 (zero).
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
The IFSC uniquely identifies the Surajpura branch for NEFT, RTGS and IMPS transfers.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking portal or mobile app (or visit a branch if you prefer paper forms).
- Select the transfer type: NEFT for standard transfers, RTGS for high-value immediate transfers, or IMPS for instant 24×7 transfers from mobile/online channels.
- Choose “Add Beneficiary” or “New Payee.” Enter beneficiary name, account number, and the IFSC code: PUNB0MBGB06.
- Verify beneficiary details exactly as the bank records them. Enter purpose and amount.
- Confirm transfer limits and charges shown by your bank. RTGS may require a minimum amount; NEFT and IMPS limits vary by bank and account type.
- Authorize the transaction using OTP, UPI PIN, or transaction password as required.
- Keep the transaction reference number. Check status if funds are not credited within expected timeframes.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds go to the correct bank branch and account.
- Faster processing: Correct IFSC reduces rejections and manual interventions.
- Works across channels: Required for NEFT, RTGS and IMPS, and for many third-party payment apps.
- Easier beneficiary setup: One-step identification of bank and branch during payee addition.
- Useful for cheque processing: Combined with MICR, it helps reconcile cheque and electronic workflows.
Contact
Branch phone no: 7061102707
Branch Address: Surajpura, Begusarai, 851120, 7061102707
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX
ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for all transfers to Surajpura branch?
A: Yes. Use PUNB0MBGB06 when sending funds to the Surajpura branch. If your records show an older UBGB/DBGB IFSC, update it to this code.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary account, the transfer may fail or be routed to a different branch and require manual reconciliation. That causes delays. Always double-check the IFSC and account number before sending funds.
Q: Can I use this IFSC for IMPS at any time?
A: Yes. IMPS is an instant transfer service available 24×7. However, your bank’s limits and charges may apply.
Q: What is the difference between IFSC and MICR?
A: IFSC identifies the branch for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily for cheque processing and clearing.
Q: How do I confirm the IFSC before sending money?
A: Verify from the beneficiary (ask them to confirm), check the bank passbook or cheque leaf for the IFSC and MICR, or contact the branch at 7061102707. If you use a bank app, it often verifies the IFSC during beneficiary setup.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.