Bihar Gramin Bank Babhangawan IFSC Code

The Bihar Gramin Bank branch at Babhangawan is located in Babhangawan, Bhagalpur district, Bihar (pincode 853201). This IFSC code page helps customers and remitters confirm the correct details needed for electronic fund transfers. An accurate IFSC is required for NEFT, RTGS and IMPS transfers to route money to the right bank and branch and to avoid failed or delayed payments.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity now operating under Punjab National Bank systems for electronic transfers. The merged branches use the single IFSC code PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 when initiating transfers to this branch to ensure funds reach the account without delay.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments in India.

• First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
• 5th character – is always the digit 0 (reserved for future use).
• Last 6 characters – identify the specific branch. Example: MBGB06 in PUNB0MBGB06.

How to Use the IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking portal or mobile app, or visit a branch.
• Select “Add Beneficiary” or “New Payee.”
• Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
• Verify the beneficiary details carefully. The system may show the branch name and city; confirm these match Babhangawan, Bhagalpur.
• Choose transfer type: NEFT (any value), RTGS (typically for high-value transfers; check your bank for minimum limits), or IMPS (instant, bank-dependent limits).
• Authorize the transfer using OTP or transaction PIN as required.
• Keep the transaction receipt or reference number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct branch and account.
• Reduces failed or returned transactions and related delays.
• Required for adding beneficiaries in netbanking and mobile apps.
• Makes verification easy — you can confirm branch and city before sending money.
• Helps customer support trace transactions using IFSC + account number + reference ID.

Contact

Branch Phone: 7061102701

Branch Address: Babhangawan, Bhagalpur, 853201

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC code for transfers?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match any branch, the payment will usually be rejected and returned. If the IFSC matches a different branch but the account number is incorrect, funds may be credited to the wrong account and recovery will require bank intervention and proof.

• Q: How can I verify the IFSC before sending funds?

  A: Verify the IFSC shown here (PUNB0MBGB06) against your beneficiary’s bank passbook, cheque leaf, or the bank’s official communication. When adding a beneficiary, many bank portals display the branch name and city for confirmation.

• Q: What is the difference between MICR and IFSC?

  A: IFSC is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing within the banking system.

• Q: Can the IFSC change in future?

  A: IFSC can change if the bank reorganizes branches or changes service platforms, or after mergers. If a change occurs, the bank will provide the new IFSC and the old code may be phased out. Always confirm current IFSC before large transfers.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.