Choti Parbatta is a locality in Bhagalpur city, in the state of Bihar (PIN 813204). For anyone sending or receiving bank transfers to this branch, the correct IFSC code is essential. The IFSC routes electronic transfers—NEFT, RTGS and IMPS—to the exact bank and branch. If the IFSC is wrong or missing, a transfer can be delayed, returned, or routed incorrectly.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Choti Parbatta |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3622 |
| Branch Address | Choti Parbatta, Bhagalpur, 813204, 8102918755 |
| Contact Number | 8102918755 |
| City | Bhagalpur |
| District | Bhagalpur |
| Reason | BHAGALPUR |
| Pincode | 813204 |
| State | Bihar |
Merger Update
Several regional rural banks in Bihar were restructured and the sponsor bank for this region is Punjab National Bank (PNB). If the Choti Parbatta branch previously operated under names or IFSCs of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following:
- UBGB and DBGB have been merged into a consolidated arrangement and now transact under the single IFSC PUNB0MBGB06 assigned under Punjab National Bank.
- Old UBGB IFSC codes have been revoked. They are no longer valid for NEFT, RTGS or IMPS transfers.
- Always use the new IFSC PUNB0MBGB06 for any electronic transfer to this branch. If in doubt, confirm with branch contact before initiating large transfers.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic payments. The structure is:
- First 4 characters — Bank identifier (alphabetic). Example: PUNB stands for Punjab National Bank.
- 5th character — Always the digit 0 (reserved for future use).
- Last 6 characters — Branch identifier (alphanumeric). Example: MBGB06 refers to the specific Choti Parbatta / sponsor mapping.
For this branch the full IFSC is PUNB0MBGB06. Break down: PUNB (PNB), 0 (reserved), MBGB06 (branch code).
How to Use IFSC Code
- Open your bank’s netbanking, mobile banking or payment app.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock with most banks, but check your bank’s service window for any limits.
- Enter the beneficiary’s name and exact account number.
- Enter the IFSC: PUNB0MBGB06. Confirm there are no typos. IFSC is not case-sensitive but must match characters and digits exactly.
- Fill in the transfer amount and any remarks required.
- Authenticate the transaction using your bank’s OTP or transaction password.
- Save the transaction receipt or UTR/transaction reference once the transfer completes. For NEFT/RTGS you get a UTR; for IMPS you get a transaction reference ID.
- If the bank flags any mismatch (name vs account), contact the beneficiary’s branch using the phone number in the Contact section before retrying.
Benefits of Knowing the IFSC
- Ensures funds are routed to the exact branch and account. This reduces delays and failed transfers.
- Required for all online electronic transfers (NEFT, RTGS, IMPS).
- Helps customer service quickly trace and reconcile transactions using the branch identifier.
- Useful when filling bank forms, salary credits, vendor payments or when registering beneficiaries in netbanking.
- After bank mergers, the single updated IFSC avoids confusion from multiple legacy codes.
Contact
Branch phone no: 8102918755
Branch Address: Choti Parbatta, Bhagalpur, 813204, 8102918755
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: What happens if I enter the wrong IFSC but correct account number?
A: If the IFSC points to a different bank/branch than the account number, the transfer will usually fail and funds will be returned. In rare cases where account numbers coincide across branches, the bank may treat the details as valid—so always double-check both IFSC and account number.
Q: How can I verify the IFSC before sending money?
A: Verify by calling the branch phone (8102918755) or checking an official bank document such as a passbook or cheque leaf. Banks also provide IFSC in their branch locator or customer service, but confirm by phone if the transfer is large.
Q: Is IFSC the same as MICR?
A: No. IFSC is an 11-character code used for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily for cheque clearing. This branch’s MICR is 800811002.
Q: Did the IFSC change after the bank merger?
A: Yes. After consolidation under Punjab National Bank’s sponsorship, legacy UBGB/DBGB IFSCs have been revoked. Use the new IFSC PUNB0MBGB06 for all transactions.
Q: Is IFSC required for UPI transfers?
A: UPI typically uses virtual IDs linked to mobile numbers and bank accounts, so you don’t enter IFSC for person-to-person UPI payments. However, IFSC is required when adding a beneficiary for traditional bank-to-bank transfers (NEFT/RTGS/IMPS) or when linking accounts in some apps that require full bank details.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.