Bihar Gramin Bank Dariyapur IFSC Code

Bihar Gramin Bank, Dariyapur branch is located in Dariyapur, Bhagalpur district, Bihar (Pincode 812006). This page lists the branch details and the correct IFSC to use for electronic fund transfers. The IFSC is required for NEFT, RTGS and IMPS transfers. It identifies the bank and the exact branch so payments route correctly and reach the beneficiary account without delay.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Dariyapur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3602
Branch Address	Dariyapur, Bhagalpur, 812006, 8102918735
Contact Number	8102918735
City	Bhagalpur
District	Bhagalpur
Reason	BHAGALPUR
Pincode	812006
State	Bihar

Merger Update

This branch operates under the merged regional arrangement tied to Punjab National Bank for IFSC purposes. If this branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks have been consolidated and now use the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer (NEFT, RTGS, IMPS), use only the new IFSC PUNB0MBGB06.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic transfers. The structure is:

• First 4 characters – bank identifier (for example, PUNB = Punjab National Bank).
• Fifth character – always 0 (reserved for future use).
• Last 6 characters – branch identifier (unique to the branch).

So in PUNB0MBGB06: PUNB = bank, 0 = reserved digit, MBGB06 = branch identifier.

How to Use IFSC Code

Use the IFSC when creating a beneficiary in internet banking or a mobile banking app. Steps:

• Open your bank’s transfer section (NEFT / RTGS / IMPS).
• Select the transfer type (NEFT for standard transfers, RTGS for high-value real-time, IMPS for instant 24×7 small-value).
• Choose “Add New Beneficiary” and enter beneficiary name and account number.
• Enter the IFSC: PUNB0MBGB06 and verify the branch name shown by the system.
• Save beneficiary. The bank may require OTP or approval time before first use.
• Initiate the transfer, enter amount and purpose, then confirm with OTP or transaction PIN.

Always double-check account number and IFSC before confirming. A correct IFSC routes the payment to the right branch; an incorrect IFSC can cause rejection or routing delays.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without manual intervention.
• Required for adding beneficiaries in netbanking and mobile apps.
• Speeds up transfers via NEFT, RTGS and IMPS and reduces failed transactions.
• Helps verify branch identity when receiving instructions or payments.
• Useful for filling forms that require branch-specific details (e.g., loan documents, KYC).

Contact

Branch Phone: 8102918735
Branch Address: Dariyapur, Bhagalpur, 812006
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

Q: Can I use any old IFSC I have for this branch?
A: No. After the merger and IFSC update you must use PUNB0MBGB06. Old UBGB/DBGB IFSCs have been revoked and may lead to rejections.

Q: What is the difference between NEFT, RTGS and IMPS?
A: NEFT is batch-processed throughout the day for transactions of any amount. RTGS is real-time gross settlement suited for high-value transfers (typically used for transactions above a specified amount). IMPS is instant and available 24×7 for smaller, urgent transfers. Check with your bank for current RTGS minimums and IMPS limits.

Q: How do I confirm the IFSC before sending money?
A: Confirm via the beneficiary’s bank passbook, cheque leaf, or the branch details provided by the bank. When you enter IFSC in your bank app, it usually displays the branch name—verify that matches “Dariyapur, Bhagalpur”.

Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not map to the account number, the transaction is usually rejected and refunded. If the IFSC maps to a different branch but the account number exists there, the funds may be credited to that account. That is why double-checking both IFSC and account number is critical.

Q: How long do transfers take to reach the beneficiary?
A: IMPS is usually instant. NEFT timings depend on batch processing (now typically near-real-time during banking hours and extended hours depending on the bank). RTGS is near-instant once processed. Settlement time also depends on the sender and receiver banks’ cut-offs and processing queues.