Bihar Gramin Bank Narayanpur IFSC Code

The Bihar Gramin Bank Narayanpur branch is located in Narayanpur village, Bhagalpur district, Bihar (PIN 853203). This branch uses the IFSC code for electronic fund transfers such as NEFT, RTGS and IMPS. The IFSC identifies the bank and branch so the clearing system routes money correctly. Using the right IFSC ensures transfers arrive quickly and without manual intervention.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Narayanpur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3620
Branch Address	Narayanpur, Bhagalpur, 853203, 8102918753
Contact Number	8102918753
City	Bhagalpur
District	Bhagalpur
Reason	BHAGALPUR
Pincode	853203
State	Bihar

Merger Update

The Bihar Gramin Bank system includes branches that originated from Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been merged into a single entity operating under the sponsorship of Punjab National Bank. As part of that consolidation, these branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. All old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSC codes will fail or be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The format is fixed:

• First 4 characters: bank code (letters). Example: PUNB = Punjab National Bank.
• 5th character: reserved and always 0.
• Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch unit.

So PUNB0MBGB06 breaks down as: PUNB | 0 | MBGB06. IFSC is case-insensitive for system use, but enter it exactly as provided to avoid mistakes.

How to Use IFSC Code

1. Collect required beneficiary details: full name, account number, and IFSC (PUNB0MBGB06 for Narayanpur branch).
2. Open your bank’s netbanking or mobile app and choose the transfer type: NEFT, RTGS or IMPS.
3. Enter beneficiary name, account number and IFSC. Double-check each digit and letter.
4. Choose transfer amount and purpose. For RTGS verify minimum/maximum limits with your bank (RTGS generally used for high-value transfers; NEFT and IMPS cover most retail needs).
5. Confirm details and authenticate using OTP/2FA provided by your bank.
6. Save the beneficiary (optional). For NEFT, transfers clear in batches; IMPS is instant; RTGS is near real-time for large amounts.

Practical checks: match the IFSC on a printed cheque leaf, the branch passbook, or by calling the branch at 8102918753. If the bank changed IFSCs due to merger, use the new code shown above.

Benefits of Knowing IFSC

• Accurate routing: ensures funds reach the intended branch without manual correction.
• Saves time: reduces failed transactions and return processing delays.
• Required for all electronic transfers: NEFT, RTGS and IMPS need a valid IFSC.
• Verifies branch identity: IFSC encodes bank sponsor and specific branch.
• Helpful for third-party mandates and payroll setups where branch-level identification matters.

Contact Information

Branch Phone: 8102918753

Branch Address: Narayanpur, Bhagalpur, 853203

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.

Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to a different bank/branch, the transfer is likely to fail or be returned. If the wrong IFSC maps to the same bank but a different branch, the transfer may be misrouted. Always verify both account number and IFSC before sending.

Q: How quickly will money arrive using NEFT, RTGS or IMPS?
A: IMPS is immediate and available 24×7 (subject to bank limits). NEFT settles in scheduled batches; many banks now offer near-real-time NEFT. RTGS is for higher-value transfers and clears in real-time during RTGS hours. Check your bank’s cut-off and limits.

Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic transfers and identifies bank + branch. MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code used primarily for cheque clearing by the clearing house. For electronic transfers you need IFSC; for cheque processing MICR is used.

Q: Where can I verify this branch’s IFSC and details?
A: Verify with the branch directly at 8102918753, check your passbook or printed cheque leaf, or confirm with the bank’s head office toll-free number 18001807777. After mergers, confirm that the IFSC is the updated code PUNB0MBGB06.