Shivnarayanpur is a branch of Bihar Gramin Bank located in Bhagalpur district of Bihar (PIN 813222). This branch serves retail and rural customers in and around Shivnarayanpur. For electronic fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC routes the transaction to the exact bank and branch. An incorrect or old IFSC can delay transfers or cause rejections.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Shivnarayanpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3619 |
| Branch Address | Shivnarayanpur, Bhagalpur, 813222, 8102918752 |
| Contact Number | 8102918752 |
| City | Bhagalpur |
| District | Bhagalpur |
| Reason | BHAGALPUR |
| Pincode | 813222 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All branches now use the unified IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction to this branch use only PUNB0MBGB06. Transactions attempted with revoked IFSCs may fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route online payments to a specific bank branch.
- Characters 1–4: Bank code. Example: PUNB = Punjab National Bank.
- Character 5: Reserved and is always 0.
- Characters 6–11: Branch identifier. This can be letters and numbers. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s netbanking portal or mobile app. Choose the payment type: NEFT, RTGS or IMPS.
- Enter beneficiary name and account number exactly as provided by the recipient.
- Enter the IFSC code PUNB0MBGB06 for Shivnarayanpur branch. Double-check characters — they are case-insensitive but must be accurate.
- Enter amount and purpose/remarks. For RTGS note the minimum value (RTGS minimum is generally ₹2,00,000; check your bank rules before sending).
- Confirm beneficiary details and authorize the transfer using OTP or transaction PIN.
- Save the transaction reference number. Use it to track or query the transfer if needed.
- For offline transfers at a branch, give the teller the beneficiary name, account number, IFSC and MICR (MICR helps cheque clearing but is not used for NEFT/RTGS/IMPS).
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without delays.
- Reduces failed or returned transactions caused by wrong routing.
- Required field for all electronic transfers (NEFT/RTGS/IMPS) and many online banking forms.
- Helps verify beneficiary details before sending large amounts (cross-check MICR and branch code).
- Useful when filling forms for inward remittances, payroll, vendor payments, and government transfers.
Contact
Branch phone no: 8102918752
Branch address: Shivnarayanpur, Bhagalpur, 813222
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I can use for Shivnarayanpur branch?
A: Yes. After the merger, the valid IFSC for this branch is PUNB0MBGB06. Old UBGB/DBGB IFSCs have been revoked and must not be used.
Q: Where can I find the IFSC on a cheque or passbook?
A: IFSC is usually printed on the top of cheque leaves and on the first page of the passbook near branch details. If unsure, confirm with the branch using the phone number above.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC points to a different valid branch, the funds will go to that branch and may require recovery steps. If the IFSC is invalid, the transfer will typically be rejected and funds returned to the sender’s account. Contact your bank immediately if you suspect an error.
Q: Do NEFT, RTGS and IMPS use the same IFSC?
A: Yes. All three systems use the bank’s IFSC for routing. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to this branch.
Q: Is IFSC the same as MICR?
A: No. IFSC is for electronic transfers and is alphanumeric (11 characters). MICR is a 9-digit numeric code used mainly for cheque clearing. For Shivnarayanpur the MICR is 800811002.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.