The Bihar Gramin Bank branch at Agiaon serves customers in Agiaon village and surrounding areas of Bhojpur district, Bihar (PIN 802201). For electronic transfers such as NEFT, RTGS and IMPS, the correct IFSC is essential. An accurate IFSC ensures funds route to this exact branch and prevents failed or misdirected transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | AGIAON |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7001 |
| Branch Address | AGIAON, Bhojpur, 802201, 9771464001 |
| Contact Number | 9771464001 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802201 |
| State | Bihar |
Merger Update
This branch now uses the IFSC PUNB0MBGB06 under Punjab National Bank. The regional rural banks that operated as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank’s system for these branches. Old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic fund transfers to this branch. Always use the current IFSC shown above, not a legacy code.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to specific bank branches in India. The structure is fixed:
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch identifier (alphanumeric) that points to the exact branch (example: MBGB06 in PUNB0MBGB06).
How to Use IFSC Code
- Collect beneficiary details: name, account number and IFSC (use the value above for Agiaon branch).
- Open your bank’s netbanking or mobile app and choose the transfer type: NEFT, RTGS or IMPS.
- Add a new beneficiary. Enter the beneficiary name, account number and the IFSC exactly as PUNB0MBGB06. Small typos can cause failures.
- Verify the beneficiary. Most banks show the branch name once IFSC/account number match. Confirm the displayed branch is Agiaon, Bhojpur.
- Initiate the transfer. Enter amount and purpose. Confirm the details and authenticate with OTP/transaction password as required by your bank.
- Keep the transaction reference. Use it to track or query the transfer if needed.
Notes: IMPS is near-instant and available 24×7. NEFT and RTGS facilities are also widely available online; check your bank’s timing and charges before sending large amounts. If in doubt, confirm the IFSC and account number with the beneficiary by phone.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the correct bank branch.
- Quicker transfers: Prevents delays from incorrect details and return transactions.
- Required for adding beneficiaries for NEFT/RTGS/IMPS.
- Useful for payroll deposits, vendor payments and government transfers requiring exact branch mapping.
- Helps customer support locate and resolve failed or returned transactions faster.
Contact
Branch Phone No: 9771464001
Branch Address: AGIAON, Bhojpur, 802201
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use an old UBGB IFSC code to transfer money to this branch?
A: No. Old UBGB (and DBGB) IFSC codes have been revoked after merger. Use the current IFSC PUNB0MBGB06 for all electronic transfers.
Q: How do I confirm the IFSC and branch before sending money?
A: Confirm with the beneficiary directly by phone. You can also view the IFSC printed on chequebooks, passbooks, or ask the branch using the phone number above. When you add a beneficiary in netbanking, the app usually displays the branch name based on the IFSC entered—check that it shows Agiaon, Bhojpur.
Q: Which transfer method should I use for urgent small payments?
A: Use IMPS for instant 24×7 transfers of small amounts. NEFT and RTGS work well too, but IMPS is immediate and designed for quick small-value payments.
Q: What if I enter the wrong IFSC but correct account number?
A: Banks route primarily by IFSC to the branch. A wrong IFSC can cause the transfer to fail or be routed incorrectly. If funds are misrouted, contact your bank immediately with the transaction reference so they can trace and recover the amount.
Q: Does the branch code 7001 appear in the IFSC?
A: The branch code (7001) is a separate internal identifier. The IFSC’s last six characters (MBGB06) are the coded branch identifier used for electronic routing. Both identify the branch but in different systems. Use the IFSC for NEFT/RTGS/IMPS.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.