Bihar Gramin Bank AGIAON BAZAR IFSC Code

The Agiaon Bazar branch of Bihar Gramin Bank is located in the Bhojpur district of Bihar. For anyone looking to send money online to an account at this branch, the Indian Financial System Code (IFSC) is essential. This unique 11-character code identifies the specific bank branch involved in a transaction, ensuring that funds transferred through systems like NEFT, RTGS, and IMPS reach the correct destination without errors.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	AGIAON BAZAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	MBGB06
Branch Address	AGIAON BAZAR, Bhojpur, 802202, 9771464002
Contact Number	9771464002
City	Bhojpur
District	Bhojpur
Region	ARA
Pincode	802202
State	Bihar

Important Merger Update

Previously, Bihar had two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have since merged to form a single entity, now known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB).

As a result of this merger, all old IFSC codes belonging to UBGB and DBGB branches are now invalid. For all electronic fund transfers to any branch of the new Bihar Gramin Bank, including Agiaon Bazar, you must use the single, unified IFSC code: PUNB0MBGB06. Using an old code will result in a failed transaction.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is a unique alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer network. It helps route transactions to the right place. The 11-character code has a specific structure:

• First 4 Characters: These represent the name of the bank. For Bihar Gramin Bank, the code is PUNB because its sponsor bank is Punjab National Bank.
• Fifth Character: This is always a zero (0). It is reserved for future use.
• Last 6 Characters: This part identifies the specific bank branch. For the unified Bihar Gramin Bank, this is MBGB06.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code to send money is a straightforward process. Whether you are using your bank’s mobile app or internet banking portal, the steps are similar for NEFT, RTGS, or IMPS.

1. Add Payee/Beneficiary: Log in to your net banking account and navigate to the “Fund Transfer” section. You will need to add the recipient as a “beneficiary” or “payee” first.
2. Enter Account Details: You will be prompted to enter the recipient’s name, bank account number, and account type (e.g., Savings or Current).
3. Enter the IFSC Code: In the designated field, carefully type in the IFSC code: PUNB0MBGB06. Double-check it for accuracy.
4. Confirm and Transfer: Once the beneficiary is added, you can select them from your list, enter the amount you wish to send, and authorize the transaction.

Benefits of Using the Correct IFSC Code

• Accurate Transactions: It ensures your money is routed directly to the intended bank branch, eliminating guesswork and potential errors.
• Faster Processing: Correct codes allow for automated processing, which means your fund transfer happens quickly and efficiently.
• Prevents Failed Transfers: Using the wrong IFSC code is a common reason for transactions to be rejected or reversed, causing unnecessary delays.
• Universal Requirement: It is a mandatory requirement for all major online payment systems in India, including NEFT, RTGS, and IMPS.

Contact Information

If you need further assistance, you can contact the bank directly.

• Branch Phone Number: 9771464002
• Branch Address: AGIAON BAZAR, Bhojpur, Bihar – 802202
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

1. What is the new IFSC code for the Agiaon Bazar branch after the merger?
The new and only valid IFSC code for all branches of Bihar Gramin Bank, including Agiaon Bazar, is PUNB0MBGB06.

2. Can I still use my old Dakshin Bihar Gramin Bank (DBGB) IFSC code?
No. All old IFSC codes from both Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank are now invalid and have been revoked. You must use the new code, PUNB0MBGB06, for all transactions.

3. Why does the Bihar Gramin Bank IFSC code start with “PUNB”?
The first four letters of the IFSC code represent the sponsor bank. Since Bihar Gramin Bank is sponsored by Punjab National Bank (PNB), its IFSC code begins with “PUNB”.

4. What happens if I accidentally use an old or incorrect IFSC code?
If you use an invalid IFSC code, the transaction will most likely fail. The funds will be automatically reversed and credited back to your account, but this can take a few business days.

5. Is the IFSC code PUNB0MBGB06 the same for every branch of Bihar Gramin Bank?
Yes. Following the merger of UBGB and DBGB, the new Bihar Gramin Bank uses a single, unified IFSC code (PUNB0MBGB06) for all its branches across the state for processing centralized payments.