The Bihar Gramin Bank branch at Anaith is located in Anaith village, Bhojpur district, Bihar (PIN 802301). This branch serves local residents and businesses for deposits, withdrawals and electronic payments. For NEFT, RTGS and IMPS transfers you must use the correct IFSC so the payment reaches this specific branch without delay or rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | ANAITH |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7414 |
| Branch Address | ANAITH, Bhojpur, 802301, 9771464414 |
| Contact Number | 9771464414 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802301 |
| State | Bihar |
Merger Update
Important: The regional rural banks formerly operating as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under the sponsor bank Punjab National Bank. All branches now use the unified IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions using revoked/old IFSCs may fail or be returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic fund transfers. The format is:
- First 4 characters: bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: reserved and is always 0.
- Last 6 characters: branch identifier (letters and/or digits). Example: in PUNB0MBGB06 the last six are MBGB06.
The IFSC routes an electronic payment (NEFT/RTGS/IMPS) to the exact branch account. It is different from MICR, which is used for cheque clearing.
How to Use IFSC Code
Follow these steps when sending money to this branch:
- Open your bank’s netbanking or mobile app and choose the transfer type (NEFT, RTGS or IMPS).
- Select “Add Beneficiary” or “New Payee”.
- Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
- Provide the beneficiary’s branch city and branch name if requested (ANAITH, Bhojpur).
- Verify all details. A wrong IFSC can route or block the payment.
- Confirm addition of beneficiary (you may need an OTP). Then initiate the transfer, entering amount and purpose.
- Note cut-off times: NEFT batches and RTGS working hours vary by bank. IMPS is usually 24×7 for instant transfers.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS transfers to the correct branch.
- Reduces failed or returned transactions and related delays.
- Required for online beneficiary setup and many payment forms.
- Helps reconciliation: combining IFSC with account number identifies the exact receiving branch.
- Makes remote electronic banking possible without visiting the branch.
Contact
Branch phone no: 9771464414
Branch Address: ANAITH, Bhojpur, 802301
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC to transfer funds to this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for all electronic transfers.
Q: Where can I find the IFSC on my bank documents?
A: The IFSC appears on the cheque leaf, account passbook and account opening documents. It is also visible in netbanking under account details.
Q: What happens if I enter a wrong IFSC but the correct account number?
A: If the wrong IFSC points to a different branch, the payment may be credited to that branch’s account if account numbers overlap — which is rare. More commonly the transfer will fail and be returned. Always double-check both IFSC and account number.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) code, here 800811002, is printed on cheques and used for cheque clearing by the clearinghouse.
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transfers to the Anaith branch.
Q: Who do I call if a transfer to this branch fails?
A: First contact the sending bank with transaction details and UTR. You can also contact the Anaith branch at 9771464414 or the head office toll-free 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.