Bihar Gramin Bank ARRAH IFSC Code

Bihar Gramin Bank ARRAH IFSC Code

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The Bihar Gramin Bank ARRAH branch is located in Arrah town, Bhojpur district, Bihar (Pincode 802301). This branch serves local retail and business customers for deposits, withdrawals and fund transfers. For electronic transfers such as NEFT, RTGS and IMPS, the branch’s IFSC code is required to route payments correctly and avoid delays or failed transactions.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name ARRAH
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7006
Branch Address ARRAH, Bhojpur, 802301, 9771464006
Contact Number 9771464006
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802301
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were amalgamated under Punjab National Bank’s network. As part of that consolidation, the combined operations now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions to this region, use only the new IFSC PUNB0MBGB06. Sending funds to an old/revoked IFSC can result in failed or delayed transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:

  • First 4 characters – Bank code (alphabetic). Example: PUNB = Punjab National Bank.
  • 5th character – Fixed as 0 (reserved for future use).
  • Last 6 characters – Branch code (alphanumeric) identifying the specific branch. Example: MBGB06 in PUNB0MBGB06.

So, PUNB0MBGB06 decodes to Punjab National Bank (PUNB), reserved zero, branch identifier MBGB06 (ARRAH branch under the merged structure).

How to Use IFSC Code for NEFT, RTGS and IMPS

  • Open your bank’s netbanking app or mobile banking application.
  • Choose the transfer type: NEFT, RTGS (for high-value, same-day clearing) or IMPS (instant, 24×7 for smaller amounts).
  • Add a new beneficiary. Enter the beneficiary name, account number and the IFSC code PUNB0MBGB06.
  • Verify the beneficiary details shown by your bank (bank name and branch). Confirm that it matches ARRAH, Bhojpur.
  • Enter the amount and any required purpose or remarks. Authenticate the transaction with OTP or transaction PIN as required.
  • Keep the transaction reference number. For NEFT/RTGS, note the expected clearing time: NEFT batches may take a few hours; RTGS is real-time during business hours; IMPS is immediate.
  • For inward transfers, provide your correct account number and the IFSC to the sender. Do not share PINs or netbanking credentials.

Benefits of Knowing the IFSC

  • Ensures funds route to the correct bank branch for NEFT, RTGS and IMPS.
  • Reduces failed transfers and rollback delays by preventing routing errors.
  • Helps validate beneficiary details before sending money.
  • Required for automated payment setups, salary credits and direct credit mandates.
  • Useful when reconciling MICR and branch codes for cheques and inward remittances.

Contact

Branch Phone: 9771464006

Branch Address: ARRAH, Bhojpur, 802301

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Can I use the old UBGB IFSC for transactions?

    A: No. Old UBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transfers to this branch.
  • Q: What is the difference between IFSC and MICR?

    A: IFSC routes electronic payments (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a code for cheque processing and clearing. This branch’s MICR is 800811002.
  • Q: Which transfer method should I use for urgent credit?

    A: Use IMPS for immediate credit any time. Use RTGS for high-value same-day transfers during business hours. NEFT is reliable but may clear in batches.
  • Q: What information should I give the sender to receive money?

    A: Provide your account number, account holder name, bank name (Bihar Gramin Bank / Punjab National Bank network), branch (ARRAH, Bhojpur) and IFSC PUNB0MBGB06.
  • Q: How do I confirm an IFSC is correct before sending funds?

    A: Verify the IFSC in your bank’s beneficiary addition screen. The app usually displays bank and branch name when you enter IFSC. Confirm city (Bhojpur/ARRAH) and MICR 800811002 if available.

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