Bihar Gramin Bank BACHARI NARAYANPUR IFSC Code

The Bihar Gramin Bank branch at Bachari Narayanpur is located in Bhojpur district of Bihar (PIN 802164). This branch serves local customers for deposits, withdrawals, and electronic payments. For online transfers you must use the correct IFSC code. The IFSC (Indian Financial System Code) uniquely identifies the bank and branch for NEFT, RTGS and IMPS transfers. Using the wrong code can delay transfers or cause rejections.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BACHARI NARAYANPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7011
Branch Address	BACHARI NARAYANPUR, Bhojpur, 802164, 9771464011
Contact Number	9771464011
City	Bhojpur
District	Bhojpur
Reason	ARA
Pincode	802164
State	Bihar

Merger Update

This branch uses the IFSC code PUNB0MBGB06 under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single structure under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 should be used for electronic transactions. If you attempt transfers using old UBGB/DBGB IFSCs, they will fail or be returned.

What is an IFSC Code?

The IFSC is an 11-character alphanumeric code used to identify bank branches in India for electronic payments.

• First 4 characters = bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character = 0 (reserved for future use).
• Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 identifies this branch under PNB.

How to Use the IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s netbanking or mobile app and go to the “Payments” or “Transfer” section.
• Choose to add a new beneficiary. Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown.
• Save the beneficiary. Complete verification steps (OTP or in-app approval) as required by your bank.
• Start a transfer. Select NEFT, RTGS or IMPS as offered by the app. Enter the amount and purpose.
• Confirm and authenticate the transaction (OTP / transaction PIN). Keep the reference number until the transfer is settled.
• For inward transfers to this branch, provide your account number and IFSC to the sender. For cheque clearing, the MICR 800811002 is used by banks, not the IFSC.

Benefits of Knowing the IFSC

• Ensures funds reach the correct bank branch quickly.
• Required to add beneficiaries for NEFT, RTGS and IMPS transfers.
• Reduces failed or returned transactions due to incorrect routing.
• Useful when filling forms for salary, utility payments, or government transfers.
• Helps customer service staff locate branch details and troubleshoot payment issues.

Contact

Branch Phone: 9771464011

Branch Address: BACHARI NARAYANPUR, Bhojpur, 802164

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use the old UBGB IFSC to send money to this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for all electronic transfers.

Q: What if I enter the wrong IFSC but correct account number?
A: Banks route transfers by IFSC to a specific branch. If IFSC is wrong but account number matches another branch, funds may be credited to a different account or returned. Contact your bank immediately to trace the payment.

Q: Is MICR required for online transfers?
A: No. MICR (800811002) is used for cheque clearing. For NEFT/RTGS/IMPS you must provide the IFSC and account number.

Q: How quickly do transfers to this IFSC complete?
A: IMPS is immediate and available 24×7. NEFT and RTGS timings depend on your bank’s processing and RBI rules. Confirm expected settlement times with your bank before initiating large payments.

Q: Where can I verify this IFSC before sending money?
A: Verify the IFSC on the paying bank’s beneficiary-add screen or call the branch at 9771464011. For final confirmation use the branch phone or the head office toll-free number 18001807777.