Bihar Gramin Bank BARA IFSC Code

Bihar Gramin Bank BARA IFSC Code

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The Bihar Gramin Bank branch in BARA serves the Bhojpur district of Bihar (PIN 802166). Its IFSC code is used to route electronic payments such as NEFT, RTGS and IMPS. Entering the correct IFSC ensures your funds go to the right bank and branch and reduces the risk of delays or failed transfers.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name BARA
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 6922
Branch Address BARA, Bhojpur, 802166, 7091596922
Contact Number 7091596922
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802166
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). These merged branches now use the single IFSC PUNB0MBGB06 under Punjab National Bank for all NEFT, RTGS and IMPS transactions. Old UBGB IFSC codes have been revoked. Only the new IFSC code is valid for transfers. Before initiating a payment, confirm the beneficiary IFSC is PUNB0MBGB06.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems. The format is fixed:

  • First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
  • 5th character = reserved and is always 0.
  • Last 6 characters = branch identifier (alphanumeric). This maps to one specific branch.

Example: PUNB0MBGB06 breaks down as PUNB (PNB) + 0 + MBGB06 (branch code used in the IFSC). Note: the bank’s internal numeric Branch Code (here 6922) is a separate identifier and does not have to match the IFSC suffix.

How to Use IFSC Code

Use the IFSC when making or setting up electronic transfers by following these steps:

  1. Open your bank’s netbanking, mobile app, or visit a branch/ATM payment console.
  2. Choose the transfer type: NEFT, RTGS or IMPS.
  3. Enter the beneficiary’s name and account number exactly as provided.
  4. Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, BARA branch.
  5. Enter the transfer amount and any remarks required.
  6. Verify beneficiary details on screen. Check name, account number, bank and branch before confirming.
  7. Authenticate the payment using OTP, token or bank-specific method.
  8. Save the transaction receipt or reference number for future tracking.

Tips: Always confirm the IFSC from a trusted source such as the beneficiary’s cheque leaf, bank passbook, or official bank communication. If you see a warning on the payment screen that the name does not match, pause and recheck details.

Benefits of Knowing the IFSC

  • Routes payments directly to the correct bank branch for NEFT, RTGS and IMPS.
  • Reduces failed transfers and delays in fund settlement.
  • Makes account verification easier when adding beneficiaries online.
  • Required for setting up standing instructions and bulk salary payments.
  • Helps customer service trace and reconcile transactions quickly using the code.

Contact

Branch Phone: 7091596922

Branch Address: BARA, Bhojpur, 802166

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: How do I confirm this IFSC is correct?

    A: Confirm via the beneficiary’s cheque leaf, passbook, account statement, or by calling the branch phone 7091596922. You can also verify with the head office toll-free number 18001807777.

  • Q: Will a transfer fail if I enter the wrong IFSC?

    A: If the IFSC does not match the beneficiary bank, the transfer will usually fail and be reversed. If the IFSC belongs to a different branch but the account number exists there, funds could be misdirected. Always double-check account number and IFSC together.

  • Q: Can I use this IFSC for IMPS?

    A: Yes. IMPS uses the account number and IFSC (or MMID for some mobile-based routes) to route instant payments. Enter PUNB0MBGB06 with the correct account number.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) code, here 800811002, is printed on cheques and used primarily for cheque clearing through the clearinghouse.

  • Q: The beneficiary’s old bank IFSC was different due to a merger. What should I do?

    A: Use the new IFSC PUNB0MBGB06 as old UBGB IFSC codes are revoked following the merger into PNB. Verify updated details with the beneficiary before making the payment.

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