Bihar Gramin Bank BARISWAN IFSC Code

The Bihar Gramin Bank branch at Bariswan is located in Bhojpur district, Bihar (PIN 802165). This page gives the branch contact and code details you need to send or receive fund transfers. An accurate IFSC code is essential for electronic transfers (NEFT, RTGS, IMPS). The IFSC routes the payment to the correct bank and branch so transfers complete quickly and without error.

Branch Details

Merger Update

This branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). The Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their operations were consolidated. Old UBGB and DBGB IFSC codes issuing under the earlier banks have been revoked. For all electronic transfers use only the new IFSC PUNB0MBGB06. Transactions attempted with the old IFSC will be rejected or delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch.

• First 4 characters identify the bank (example: PUNB = Punjab National Bank).
• 5th character is always 0 (reserved for future use).
• Last 6 characters identify the specific branch. They can be letters, numbers, or both (example: MBGB06 in PUNB0MBGB06).

So, in PUNB0MBGB06: PUNB = bank, 0 = fixed character, MBGB06 = branch identifier. IFSC is what payment systems (NEFT/RTGS/IMPS) use to route a transaction to the correct branch.

How to Use IFSC Code

• Collect beneficiary details: name, account number, and IFSC (PUNB0MBGB06 for Bariswan).
• Choose transfer type in your bank app or netbanking: NEFT, RTGS, or IMPS.
• Enter beneficiary name and account number exactly as provided.
• Enter the IFSC carefully. Even one wrong character can route the payment incorrectly or cause a failure.
• Enter amount and purpose (if required). Double-check the details on screen.
• Authenticate the transaction (OTP, token, or UPI PIN depending on channel).
• Save the transaction reference or UTR for tracking. If a transfer fails or is delayed, share the UTR with your bank.

Notes:

• NEFT: commonly used for regular transfers. No fixed minimum. Many banks support NEFT 24×7.
• RTGS: intended for higher-value transfers. Banks commonly set a higher minimum (for example around ₹2 lakh), so check with your bank.
• IMPS: immediate 24×7 transfers for smaller and medium amounts; bank limits apply.
• Verify IFSC from a reliable source: bank passbook, cheque leaf, or official branch communication. When in doubt, call the branch.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without delay.
• Prevents failed or returned transactions and the associated processing delays.
• Required for online transfers via NEFT, RTGS, and IMPS.
• Makes bulk and automated reconciliation simpler for businesses and organizations.
• Needed when setting up standing instructions, salary credits, or inward remittances.

Contact

Branch Phone: 9771464014

Branch Address: BARISWAN, Bhojpur, 802165

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: How can I confirm the IFSC for Bariswan branch?

  A: Check the IFSC on the passbook or cheque leaf. You can also call the branch at 9771464014 to confirm. The valid IFSC is PUNB0MBGB06.

• Q: Are the old UBGB or DBGB IFSC codes still valid?

  A: No. Following the merger, old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transactions to this branch.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC points to a non-existent branch for the given account, the transaction will typically fail and be returned. If it points to a different branch that has the same account number, funds may be misrouted. Mistakes cause delays; keep the transaction UTR and contact your bank to resolve.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing and clearing. For NEFT/RTGS/IMPS you must use IFSC, not MICR.

• Q: Can I transfer money using only the beneficiary’s mobile number?

  A: Some services (like UPI or bank-specific mobile-to-mobile transfers) allow transfers using mobile numbers or UPI IDs. For traditional NEFT/RTGS/IMPS you need the beneficiary’s account number and IFSC.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.