Bihar Gramin Bank BEHIYA BAZAR IFSC Code

Bihar Gramin Bank BEHIYA BAZAR IFSC Code

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BEHIYA BAZAR branch is located in Bhojpur district, Bihar (PIN 802152). This branch handles retail and rural banking for local customers and businesses. For electronic fund transfers — NEFT, RTGS and IMPS — the branch IFSC is essential. The IFSC identifies the bank and specific branch so funds route correctly and transfers clear quickly. Using the correct IFSC reduces failed transfers, delays, and reconciliation work.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name BEHIYA BAZAR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7016
Branch Address BEHIYA BAZAR, Bhojpur, 802152, 9771464016
Contact Number 9771464016
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802152
State Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank’s umbrella. As part of that process, the combined branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. For transfers to this branch, use only PUNB0MBGB06; any legacy UBGB/DBGB codes are no longer valid.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:

  • First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
  • 5th character — always 0 (reserved).
  • Last 6 characters — branch identifier (can be letters and digits). For example in PUNB0MBGB06, the last six are MBGB06, which points to the specific branch.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

  • Open your bank’s netbanking, mobile app, or visit a branch. Choose the transfer method (NEFT, RTGS or IMPS).
  • Add a new beneficiary: enter beneficiary name, account number, and the IFSC PUNB0MBGB06 for BEHIYA BAZAR branch.
  • Verify the beneficiary details before saving. A mismatch in IFSC will route to the wrong branch or fail.
  • Initiate the transfer: enter amount and purpose. RTGS is meant for large-value transfers (commonly ₹2,00,000 and above), NEFT has no minimum, IMPS is instant and available 24×7 for smaller amounts.
  • Complete two-factor authentication as required by your bank (OTP, token or MPIN).
  • Save the transaction reference (UTR) for tracking and reconciliation.

Note: NEFT and RTGS are now available 24×7 in most banks. IMPS is immediate and works round-the-clock. Banks may set transaction limits and charges — check with your bank before transferring.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without delay.
  • Prevents failed transfers and reversal delays caused by incorrect routing.
  • Required for adding beneficiaries in netbanking and mobile apps.
  • Useful for vendors, salary credits, scholarship disbursals and government payments.
  • Simplifies reconciliation: the IFSC combined with UTR/MICR helps trace transactions.

Contact

Branch phone no: 9771464016
Branch Address: BEHIYA BAZAR, Bhojpur, 802152
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA – 800030, BIHAR
Toll free no: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only IFSC I should use for BEHIYA BAZAR?

    A: Yes. Use PUNB0MBGB06 for all electronic payments to this branch. Old UBGB/DBGB IFSCs have been revoked after the merger.

  • Q: What happens if I enter a wrong IFSC?

    A: If the IFSC is incorrect but matches an existing branch, funds may go to the wrong branch and will need manual recovery. If the IFSC is invalid, the transfer will typically fail and funds will be returned. Always verify the IFSC and account number before confirming a transfer.

  • Q: How do I find the IFSC if I only have branch details?

    A: Ask the branch (phone 9771464016) or check the bank’s official statement and passbook. For merged banks, confirm the consolidated IFSC: for this branch it is PUNB0MBGB06.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC (11 characters) is for electronic transfers like NEFT/RTGS/IMPS. MICR (9 digits) is used for processing paper cheques through the clearing system. For BEHIYA BAZAR, the MICR is 800811002.

  • Q: Are there transaction limits and charges for NEFT/RTGS/IMPS?

    A: Banks set limits and fees. IMPS is typically for instant small-value transfers; RTGS for high-value (commonly ₹2 lakh+); NEFT covers any amount and settles in batches or continuously depending on the bank. Check charges and limits with your bank or the head office.

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