Bihar Gramin Bank, CHANDWA MORE branch is located at CHANDWA MORE, Bhojpur, Bihar — PIN 802312. This IFSC code page explains the branch identifiers you need for electronic fund transfers. The IFSC code is required when sending money via NEFT, RTGS or IMPS. Using the correct IFSC ensures funds route to the exact bank branch and avoids failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
|---|---|
| Branch Name | CHANDWA MORE |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7429 |
| Branch Address | CHANDWA MORE, Bhojpur, 802312, 9771464429 |
| Contact Number | 9771464429 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802312 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized under the Punjab National Bank sponsorship. After the reorganization, a single IFSC code — PUNB0MBGB06 — is used for branches now operating under the Bihar Gramin Bank / PNB sponsorship. Old UBGB and DBGB IFSC codes (legacy codes) have been revoked for electronic transactions. Always use the new IFSC PUNB0MBGB06 when adding this branch as a beneficiary or initiating NEFT/RTGS/IMPS transfers.
What is an IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to bank branches in India. Its structure is fixed:
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- 5th character: always the digit 0 (reserved).
- Last 6 characters: branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the specific branch/sponsor mapping).
How to Use the IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s online banking app or visit a branch for a physical transfer form.
- Choose transfer type: NEFT for normal transfers (batch), RTGS for large value real-time transfers, or IMPS for instant mobile transfers (up to bank limits).
- Enter beneficiary name and account number exactly as held at the receiving branch.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank CHANDWA MORE.
- Verify the beneficiary bank and branch name shown by the app (if available). Confirm the MICR or branch code if provided.
- Enter amount, purpose and confirm. For RTGS, check minimum amount limits with your bank; for IMPS, verify daily limits and mobile/MPIN requirements.
- Authenticate the transaction using OTP/transaction PIN. Save the UTR/transaction reference for tracking.
Benefits of Knowing the IFSC
- Smooth routing: Ensures funds reach the exact branch without manual intervention.
- Fewer rejections or returns: Correct IFSC reduces failed transfers and delays.
- Faster reconciliation: Businesses and individuals can match payments using IFSC and branch code.
- Clear beneficiary setup: Banks often auto-validate IFSC to display branch name during beneficiary creation.
- Required for online forms: Most payment portals and UPI setups ask for IFSC for non-UPI bank-to-bank transfers.
Contact
Branch Phone: 9771464429
Branch Address: CHANDWA MORE, Bhojpur, 802312
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 case-sensitive?
A: No. IFSC is not case-sensitive, but enter it exactly as displayed. Use PUNB0MBGB06 when adding the beneficiary.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number, most systems will flag a mismatch. If a mismatch is missed and funds are transferred, the transfer may fail or be returned. In some rare cases, if IFSC points to a different valid account number, funds could reach the wrong account. Always verify beneficiary details before confirming.
Q: How can I verify that PUNB0MBGB06 is correct for CHANDWA MORE?
A: Verify using the branch details table above, confirm with the branch phone 9771464429, or ask the sending bank to show beneficiary branch details during setup. Keep a copy of account number and branch address for cross-checking.
Q: What does the MICR code 800811002 mean?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. Here, 800811002 identifies the sorting region (800 — Patna/RBI circle) and the specific CHANDWA MORE branch processing center.
Q: The table shows “Reason: ARA” — what does ARA mean?
A: “ARA” appears as an internal status or reason code in banking directories. It can indicate administrative actions like account reassignments or branch reorganization. For precise meaning in this entry, call the branch at 9771464429 or the head office toll-free number 18001807777 for clarification.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.