Bihar Gramin Bank DALIPPUR IFSC Code

Bihar Gramin Bank DALIPPUR IFSC Code

by

DALIPPUR is a rural branch located in Bhojpur district of Bihar (pincode 802155). This branch handles local deposits, withdrawals, and fund transfers for residents and businesses in and around DALIPPUR. For electronic fund transfers (NEFT, RTGS, IMPS) the correct IFSC code is essential. The IFSC identifies the exact branch in the banking network so that money reaches the intended account quickly and without rejection.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name DALIPPUR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7029
Branch Address DALIPPUR, Bhojpur, 802155, 9771464029
Contact Number 9771464029
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802155
State Bihar

Merger Update

This IFSC, PUNB0MBGB06, is issued under Punjab National Bank (PUNB). The regional rural banks that operated as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated, and branches now operate under the single IFSC PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC PUNB0MBGB06. Using old or incorrect IFSC codes can cause payment failures or delays.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic funds transfer. Its structure is:

  • First 4 characters: bank code (example: PUNB = Punjab National Bank)
  • 5th character: reserved and is always 0
  • Last 6 characters: branch identifier (alphanumeric) — for this branch: MBGB06

Note: The branch code (7029) shown in branch records is a separate internal numeric identifier and is not the same as the IFSC suffix.

How to Use IFSC Code for NEFT / RTGS / IMPS

  • Open your bank’s netbanking site or mobile app, or visit the branch if you prefer.
  • Choose the transfer type: NEFT, RTGS, or IMPS. (IMPS is instant 24×7; NEFT is batch-based; RTGS is for large-value transfers.)
  • Add a new beneficiary or payee. Enter the beneficiary name exactly as their bank account shows.
  • Enter the beneficiary account number and the IFSC code: PUNB0MBGB06. Select the bank branch if prompted.
  • Confirm details and authorize the beneficiary addition (OTP or approval step may be required).
  • Initiate the transfer for the desired amount. Keep the transaction reference/UTR for tracking.
  • If any error occurs, verify the IFSC, account number, and beneficiary name before contacting the bank.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without delays.
  • Required for online transfers (NEFT, RTGS, IMPS) and many payment forms.
  • Prevents failed or returned transactions due to incorrect branch routing.
  • Helpful for reconciliation and record keeping (UTR vs branch identifier).
  • Required when arranging electronic salary credits, vendor payments, or government receipts.

Contact

Branch phone no: 9771464029

Branch Address: DALIPPUR, Bhojpur, 802155

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

  • Q: Can I use PUNB0MBGB06 for NEFT, RTGS and IMPS?

    A: Yes. Use PUNB0MBGB06 for all supported electronic transfer modes. It is the valid IFSC for DALIPPUR branch. Old UBGB/DBGB IFSCs are revoked, so do not use them.
  • Q: What is the MICR code used for?

    A: MICR (Magnetic Ink Character Recognition) code 800811002 is used for cheque clearing through the clearinghouse. It helps speed cheque processing but is not required for online NEFT/RTGS/IMPS payments.
  • Q: The IFSC shows PUNB but the bank name is Bihar Gramin Bank. Which name should I enter?

    A: Enter the IFSC code exactly. The bank code PUNB indicates the route under Punjab National Bank’s clearing arrangement. When adding a beneficiary, most systems auto-detect the bank name from the IFSC. If you must type the bank name, enter what the form requests; confirm with the beneficiary if unsure.
  • Q: My transfer failed. What should I check first?

    A: Verify the beneficiary account number, IFSC (PUNB0MBGB06), and beneficiary name. If all are correct, keep your transaction reference/UTR and contact the branch at 9771464029 or the bank toll-free 18001807777 for investigation.
  • Q: Do I need the branch code 7029 for transfers?

    A: No. The numeric branch code (7029) is an internal identifier. For electronic transfers you only need the IFSC (PUNB0MBGB06) and the account number.

Leave a Comment