Bihar Gramin Bank DHOBAHAN IFSC Code

The Bihar Gramin Bank branch at Dhobahan is located in Bhojpur district of Bihar (Pincode 802156). This page gives the branch contact and technical details you need to send or receive bank transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers. It identifies the bank and branch in electronic payments, so entering the correct IFSC avoids failed transfers and delays.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank (PNB). The consolidated IFSC for branches under that merger is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 when sending funds to affected branches. Transactions using revoked IFSCs will fail or be delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. Its structure is fixed:

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Fixed as 0 (reserved for future use).
• Last 6 characters: Branch identifier (letters and/or numbers). Example: MBGB06 identifies the particular branch.

So in PUNB0MBGB06, PUNB is the bank, 0 is the reserved character, and MBGB06 is the branch code portion used internally for routing.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s internet banking, mobile app or visit the branch.
• Choose add beneficiary or new payee. Enter the beneficiary name and account number.
• Enter the IFSC exactly as PUNB0MBGB06. IFSC must match the beneficiary branch.
• Select the transfer type: NEFT (batch settlements), RTGS (real-time, for high value transfers), or IMPS (instant, 24×7 for smaller amounts).
• Enter amount and any remarks. Confirm limits and cut-off times (RTGS has minimum limits; NEFT/IMPS limits vary by bank).
• Verify beneficiary details twice before confirming. Save beneficiary if you will transfer again.
• Authorize the transfer using OTP, token or banking PIN as required.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS and IMPS transfers.
• Prevents failed transfers and saves time in reconciliation.
• Needed to add beneficiaries in internet and mobile banking.
• Helps customer support trace a transaction quickly (IFSC + account number).
• Useful for automated payments like salaries and vendor settlements.

Contact

Branch phone no: 9771464035

Branch Address: DHOBAHAN, Bhojpur, 802156

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the IFSC for cheque clearing?

  A: No. Cheque clearing uses MICR (Magnetic Ink Character Recognition) and the physical cheque details. IFSC is for electronic transfers (NEFT/RTGS/IMPS). The MICR for this branch is 800811002.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the beneficiary bank and branch, the transfer may be rejected or delayed. If the IFSC points to a different branch with a matching account number, funds could be credited elsewhere. Always verify both account number and IFSC.

• Q: Is the branch code the same as the last 6 characters of IFSC?

  A: Often the last 6 characters of IFSC identify the branch within the bank’s coding system, but the branch code listed separately here is 7035. Use the full IFSC for electronic transfers.

• Q: How do I confirm that PUNB0MBGB06 is valid?

  A: Confirm with the branch phone number 9771464035 or use your bank’s beneficiary-add flow which validates IFSC and account number before you authorize the transfer.

• Q: After the UBGB/DBGB merger, can I still use old UBGB IFSC codes?

  A: No. Old UBGB IFSC codes have been revoked. Use the merged bank’s IFSC PUNB0MBGB06 for all transactions to branches covered by the merger.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.