Bihar Gramin Bank FATEHPUR IFSC Code

Bihar Gramin Bank, Fatehpur branch is located in Fatehpur village of Bhojpur district, Bihar (PIN 802207). This branch serves local residents and businesses for deposits, withdrawals, loans and electronic fund transfers. For online fund transfers such as NEFT, RTGS and IMPS you must use the branch IFSC code. The IFSC uniquely identifies the bank and branch in the electronic payment systems used by banks and clearing houses. Using the correct IFSC ensures funds are routed to the intended branch without delay or reversal.

Branch Details

Merger Update

Several regional rural banks in Bihar were restructured. If you previously used codes from Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note this important change: UBGB and DBGB have been merged under the sponsor bank structure and now operate using the single IFSC PUNB0MBGB06 under Punjab National Bank (PNB). Old UBGB/DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to these branches use only the new IFSC PUNB0MBGB06. Always confirm the IFSC with the beneficiary before sending funds.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used to route electronic payments to a specific bank branch. The structure is:

• First 4 characters = bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character = always 0 (reserved for future use).
• Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.

So the IFSC PUNB0MBGB06 breaks down as: PUNB (bank) + 0 (reserved) + MBGB06 (branch code).

How to Use IFSC Code

• Get the beneficiary details: name, bank name, branch, account number and IFSC. Verify spelling and numbers.
• Open your bank’s netbanking, mobile app or visit the branch counter. Choose NEFT, RTGS or IMPS based on amount and urgency.
• Enter the beneficiary account number and the IFSC exactly as provided. Select the correct branch if the interface asks for it.
• Verify the beneficiary name shown by the system. If the name does not match, stop and re-confirm details with the beneficiary.
• Enter amount, purpose (if required), and confirm charges. Check transaction limits and cut-off times: NEFT is typically processed in batches (check your bank’s schedule), RTGS is for high-value transfers (many banks treat ₹2,00,000 and above as RTGS; confirm current bank policy), IMPS is immediate and available 24×7 with bank-specific limits.
• Authenticate the payment using OTP or secure PIN. Save the transaction reference number for tracking or disputes.

Benefits of Knowing the IFSC

• Accurate routing: Reduces the risk of funds being misdirected.
• Faster settlements: Electronic systems use IFSC to locate the exact branch for NEFT/RTGS/IMPS.
• Required for adding beneficiaries in online banking and mobile apps.
• Helpful for verifying branch identity when reconciling payments or salary credits.
• Essential when filling forms for inward remittances and online bill payments.

Contact

Branch Phone No: 9771464039
Branch Address: FATEHPUR, Bhojpur, 802207
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777

FAQs

• Q: What if I use the wrong IFSC?

  A: If the IFSC points to a valid branch and the account number exists, the funds may still reach the intended account. If the account number does not match, the payment will likely be rejected and returned to your account after processing. If funds are misrouted, contact both banks immediately with the transaction reference to initiate tracing and reversal.

• Q: How do I confirm that PUNB0MBGB06 is valid?

  A: Confirm via the beneficiary’s bank passbook, cheque leaf, or by calling the branch at 9771464039. You can also verify details by asking the beneficiary to show an official bank document with the IFSC. Always re-confirm before transferring large sums.

• Q: Are IFSC codes case-sensitive?

  A: No. IFSC codes are not case-sensitive. Entering lowercase or uppercase characters will not affect the transaction, but use the exact characters to avoid mistakes.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. For online transfers use IFSC; for cheque clearing you may need the MICR code (for this branch: 800811002).

• Q: Old UBGB or DBGB IFSC used to work; do I need to update saved beneficiaries?

  A: Yes. Old UBGB/DBGB IFSC codes have been revoked. Update saved beneficiary records to the new IFSC PUNB0MBGB06. If in doubt, ask the beneficiary or branch before making payments.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.