GORHANA is a village in Bhojpur district, Bihar with PIN 802301. The local branch listed here is the Bihar Gramin Bank, GORHANA. For electronic fund transfers—NEFT, RTGS and IMPS—you must enter a correct IFSC code. The IFSC identifies the bank and specific branch. It routes transactions to the right account. Using the wrong IFSC can delay a transfer or send funds to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | GORHANA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7479 |
| Branch Address | GORHANA, Bhojpur, 802301, 7781004479 |
| Contact Number | 7781004479 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802301 |
| State | Bihar |
Merger Update
If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the banks have been reorganized and now operate using a single IFSC under Punjab National Bank. The valid IFSC for transactions is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Do not use the old codes. Only the new IFSC should be used for NEFT, RTGS and IMPS transfers.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to route electronic payments. The structure is fixed:
- First 4 characters – Bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character – Always the digit 0 (reserved).
- Last 6 characters – Branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six characters are MBGB06.
IFSC is used only for electronic fund transfers. The MICR code (here 800811002) is different and is used for cheque clearing.
How to Use IFSC Code (NEFT / RTGS / IMPS)
Follow these steps when sending money:
- Log in to your bank’s netbanking or mobile app, or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and usually available 24×7.)
- Add a beneficiary. Enter the beneficiary name exactly as on their account.
- Enter the beneficiary account number and the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, GORHANA.
- Verify the bank and branch name shown after entering the IFSC. The app usually displays the branch to confirm.
- Confirm the amount and authorization (OTP or transaction PIN).
- Save the beneficiary after confirmation. Use the saved beneficiary for future transfers.
- Note the transaction reference or UTR for tracking the transfer.
Practical tips: double-check account number and IFSC before confirming. If in doubt, call the branch at 7781004479 to verify details.
Benefits of Knowing the IFSC
- Directs fund transfers to the exact bank branch. This reduces routing errors.
- Required field for NEFT, RTGS and IMPS transactions.
- Helps verify beneficiary details during online setup.
- Makes reconciliation easier for businesses and accountants using MICR and IFSC together.
- Saves time: a correct IFSC speeds up settlement and reduces failed transactions.
Contact
Branch Phone: 7781004479
Branch Address: GORHANA, Bhojpur, 802301
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use the old UBGB IFSC for transfers?
A: No. Old UBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for transactions to this branch.
Q: Where can I find the IFSC on a cheque?
A: The IFSC is not printed on every cheque leaf. Cheque leaves show the MICR code at the bottom. IFSC is usually printed on the bank’s cheque book booklet or on the bank’s account details slip. Always confirm with the branch if uncertain.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive in practice. But consistently entering it as provided (uppercase) avoids mistakes.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC points to a different branch but the account number exists in the destination bank system, the funds may still reach the correct account. If the IFSC points to an unrelated bank or branch that cannot match the account number, the transfer will fail and funds will be returned. Always double-check both IFSC and account number.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is immediate and works 24×7. NEFT and RTGS processing times depend on bank cut-offs and settlement systems; many banks now offer round-the-clock NEFT/RTGS. For large or urgent transfers, ask your bank for expected timelines and any applicable limits or fees.
If you need help verifying this branch IFSC or confirming beneficiary details before a transfer, call the branch at 7781004479.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.