Bihar Gramin Bank KAYAMNAGAR IFSC Code

The Bihar Gramin Bank branch at KAYAMNAGAR serves the Bhojpur area in Bihar. The branch is located in Kayamnagar village, district Bhojpur, PIN 802314. For electronic transfers you need the branch IFSC code. The IFSC lets banks route payments for NEFT, RTGS and IMPS quickly and without error. Entering the correct IFSC avoids failed transfers and delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	KAYAMNAGAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7051
Branch Address	KAYAMNAGAR, Bhojpur, 802314, 9771464051
Contact Number	9771464051
City	Bhojpur
District	Bhojpur
Reason	ARA
Pincode	802314
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a single arrangement and transactions now route through Punjab National Bank for these regional units. The IFSC in use for this consolidated structure is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked for electronic transfers. For NEFT, RTGS and IMPS use only the new IFSC PUNB0MBGB06 for this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code. The format is:

• First 4 characters: bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: reserved and is always 0.
• Last 6 characters: branch identifier (letters and/or numbers). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch.

The IFSC uniquely identifies the bank branch for electronic payments.

How to Use IFSC Code

1. Open your bank’s netbanking, mobile app, or go to the branch for a transfer.
2. Choose the transfer type: NEFT, RTGS or IMPS. (Use RTGS for large value same-day transfers where supported.)
3. Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown.
4. Verify the branch name and city shown by your bank after entering IFSC. Confirm they match KAYAMNAGAR, Bhojpur.
5. Enter amount and remarks. Authenticate with OTP or transaction password as required.
6. Keep the transaction reference or UTR number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct branch for NEFT, RTGS and IMPS.
• Reduces failed or returned transactions caused by incorrect bank routing.
• Makes online payments quick and auditable using UTR references.
• Required for linking accounts in some payment apps and employer payroll setups.
• Helps bank staff verify beneficiary details before processing large transfers.

Contact

Branch Phone: 9771464051

Branch Address: KAYAMNAGAR, Bhojpur, 802314

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the correct IFSC for all transactions to this branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to the KAYAMNAGAR branch. Old regional IFSC codes have been revoked where applicable.

Q: What happens if I enter the wrong IFSC?
A: If the IFSC points to a different branch but the account number exists there, funds may route incorrectly. The bank may return the funds or take time to resolve. If the IFSC is invalid, the transfer will usually fail. Always double-check IFSC and account number before confirming.

Q: Can I use this IFSC for UPI or payment apps?
A: UPI typically uses a virtual payment address and does not require IFSC for peer-to-peer UPI transfers. However, if you add a bank account in some apps, they may ask for IFSC and account number — use PUNB0MBGB06 then.

Q: How do I confirm the beneficiary after entering IFSC?
A: After entering IFSC and account number, your bank usually shows the beneficiary name or branch details. Match the name and city (KAYAMNAGAR, Bhojpur). If the name shown differs, stop and verify with the recipient.

Q: Who do I call for problems with a transfer to this branch?
A: First contact the sending bank with the transaction reference or UTR. You can also contact the branch at 9771464051 or the head office/toll-free: 18001807777. Keep all transaction details handy.