The Bihar Gramin Bank branch at Mopti Bazar is located in Bhojpur district, Bihar (PIN 802222). This branch uses the IFSC code PUNB0MBGB06. For any electronic fund transfer — NEFT, RTGS or IMPS — the correct IFSC is required to route money to this specific branch and account. Using an incorrect code can delay transfers or cause them to fail.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | MOPTI BAZAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7539 |
| Branch Address | MOPTI BAZAR, Bhojpur, 802222, 7541807539 |
| Contact Number | 7541807539 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802222 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity that now uses the Punjab National Bank IFSC series. This Mopti Bazar branch operates under the IFSC PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for electronic transactions to this branch.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier (letters and/or numbers). Example: MBGB06 in PUNB0MBGB06.
Format rule: 11 characters total, typically 4 letters + 0 + 6 alphanumeric. The IFSC uniquely routes NEFT/RTGS/IMPS transactions to the correct branch.
How to Use IFSC Code
- Open your bank app or netbanking portal and choose “Fund Transfer”.
- Select transfer type (NEFT, RTGS, or IMPS) depending on urgency and value.
- Add beneficiary details: name, account number, and IFSC PUNB0MBGB06. Confirm branch name (MOPTI BAZAR) and MICR if requested.
- Save beneficiary. Most banks require verification by OTP or branch confirmation before first use.
- Initiate the transfer. Enter amount and mode. Verify beneficiary details again before confirming.
- Authenticate with OTP or transaction PIN. Note the transaction reference for tracking.
- Check transfer status in the app or by contacting the branch if funds do not arrive within expected time.
Practical tips: NEFT settles in batches and is used for routine transfers. RTGS is for high-value immediate transfers (check your bank for limits). IMPS is instant and available 24×7, typically for smaller amounts (bank limits vary). Always verify the IFSC before large transfers.
Benefits of Knowing the IFSC
- Ensures money reaches the correct branch and account without manual intervention.
- Speeds up electronic transfers (NEFT/RTGS/IMPS) and reduces failed transactions.
- Allows quick beneficiary setup in mobile and internet banking.
- Helps customer support trace and resolve transfer issues using the exact branch code.
- Distinguishes branches with similar names across different banks or districts.
Contact
Branch phone no: 7541807539
Branch Address: MOPTI BAZAR, Bhojpur, 802222, 7541807539
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger, PUNB0MBGB06 under Punjab National Bank is the valid IFSC. Old UBGB/DBGB codes have been revoked.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank and branch details, the transfer may fail or be returned. In some cases, funds can be misrouted; resolving that takes time and requires bank intervention.
Q: How can I verify the IFSC before sending a large amount?
A: Verify with the branch phone number (7541807539) or use your bank’s beneficiary verification feature. Ask the recipient to confirm the IFSC and account number from a passbook or official bank statement.
Q: How long do NEFT, RTGS, and IMPS transfers take?
A: IMPS is immediate (real-time). NEFT is batch-processed; settlements are usually completed within a few hours depending on the batch schedule. RTGS is real-time for high-value transfers; timing can depend on bank cut-off times. Check with your bank for specific timelines.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) is used for electronic transfers (NEFT/RTGS/IMPS). MICR (usually 9 digits) is a code printed on cheques used by the clearing system for cheque processing. Both identify branches but serve different functions.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.