The Bihar Gramin Bank branch in NONAR is located in the Bhojpur district of Bihar. For anyone looking to send or receive money online through this branch, understanding its Indian Financial System Code (IFSC) is essential. This unique 11-character code is mandatory for all major electronic fund transfer systems in India, including National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). The IFSC code acts like a specific address, ensuring that your money reaches the correct bank branch without any errors or delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | NONAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | MBGB06 |
| Branch Address | NONAR, Bhojpur, 802229 |
| Contact Number | 9771464065 |
| City | Bhojpur |
| District | Bhojpur |
| Region | ARA |
| Pincode | 802229 |
| State | Bihar |
Merger and IFSC Update
It is important to note that Bihar Gramin Bank was formed by the merger of two separate regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). After the merger, the bank is now sponsored by Punjab National Bank (PNB). As a result, all old IFSC codes belonging to the former UBGB and DBGB have been discontinued. For any online transaction, you must use the new, standardized IFSC code. For the NONAR branch, the only valid code is PUNB0MBGB06. Using an old or incorrect code will cause the transaction to fail.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is a unique alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer network. This 11-character code has a specific structure that helps identify the bank and its branch.
Let’s break down the NONAR branch IFSC code, PUNB0MBGB06:
- PUNB: The first four alphabetic characters represent the bank’s name. In this case, it signifies Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
- 0: The fifth character is always a zero. It is reserved for future use.
- MBGB06: The last six characters represent the specific branch code. For this branch, it is MBGB06.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code for an online transaction is a straightforward process. Whether you are using NEFT, RTGS, or IMPS, the steps are largely the same.
- Log in to your internet banking portal or mobile banking app.
- Navigate to the ‘Fund Transfer’ or ‘Payments’ section.
- Select the transfer type (NEFT, RTGS, or IMPS).
- Add a new beneficiary or payee. You will be asked to provide their name, bank account number, account type, and the IFSC code of their bank branch.
- Enter PUNB0MBGB06 in the IFSC code field if you are sending money to the NONAR branch of Bihar Gramin Bank.
- Verify the details and confirm the transaction.
Benefits of Using the Correct IFSC Code
- Accuracy: It ensures your money is routed to the exact bank and branch, eliminating transfer errors.
- Speed: Correct codes enable faster processing of transactions without manual intervention or follow-ups.
- Security: It is a key part of the security framework for digital payments, preventing misdirected funds.
- Requirement: The code is a mandatory requirement for all major online payment systems in India.
Contact Information
For any direct inquiries or assistance, you can contact the branch or the bank’s head office.
- Branch Phone Number: 9771464065
- Branch Address: NONAR, Bhojpur, Bihar – 802229
- Head Office Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
- Toll-Free Number: 18001807777
Frequently Asked Questions
1. What bank does the IFSC code PUNB0MBGB06 belong to?
This IFSC code belongs to the NONAR branch of Bihar Gramin Bank, which is sponsored by Punjab National Bank.
2. Can I still use my old Dakshin Bihar Gramin Bank (DBGB) IFSC code for transactions?
No. All old IFSC codes from the pre-merger banks (Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank) are no longer valid. You must use the new codes starting with ‘PUNB’ for all transactions to be successful.
3. What happens if I enter the wrong IFSC code?
If the IFSC code you enter does not exist, the transaction will likely be rejected immediately by your bank’s system. If the code exists but belongs to a different branch, the funds could be sent to the wrong branch, leading to delays or a complicated reversal process.
4. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No. While the first four characters (PUNB) might be the same, the last six characters are unique to each branch. Always verify the specific branch code before making a transfer.
5. Where can I find the IFSC code for my bank branch?
You can find the IFSC code printed on your bank-issued chequebook and on the first page of your passbook. It is also available on your bank’s official website or mobile app.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.