The Bihar Gramin Bank, PAKARI branch is located in PAKARI village, Bhojpur district, Bihar, PIN 802301. This IFSC code is required whenever you move money electronically to or from this branch using NEFT, RTGS or IMPS. The IFSC uniquely identifies the bank and branch so payments route correctly and settle without manual intervention.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | PAKARI |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7511 |
| Branch Address | PAKARI, Bhojpur, 802301, 7541807511 |
| Contact Number | 7541807511 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802301 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under the Punjab National Bank arrangement. After the merger the consolidated rural banking IFSC used is PUNB0MBGB06. Any old IFSC codes issued under UBGB or DBGB have been revoked. For fund transfers to branches that moved into this merged structure, only the new IFSC PUNB0MBGB06 should be used.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alpha-numeric code that uniquely identifies a bank branch in electronic payment systems. Its structure is:
- First 4 characters — bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character — always zero (0) and reserved.
- Last 6 characters — branch code (alphabets or numbers). Example: MBGB06 in PUNB0MBGB06.
So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. The IFSC routes NEFT, RTGS and IMPS payments to the exact branch.
How to Use IFSC Code
- Open your bank’s internet banking or mobile app and go to “Add Beneficiary” or “Manage Payee.”
- Enter the beneficiary name exactly as on their account, the full account number, and the IFSC PUNB0MBGB06. Add branch name if requested.
- Save beneficiary. Complete any bank-mandated verification (OTP, in-branch activation or waiting period for security).
- Initiate transfer via NEFT, RTGS or IMPS. Select the service:
- NEFT — for routine transfers (no fixed minimum). Many banks support NEFT 24×7.
- RTGS — for high-value transfers (typically for amounts >= Rs. 2,00,000; check your bank for exact minimum/limits).
- IMPS — instant 24×7 for small-to-medium value transactions (subject to bank limits).
- Confirm details, complete authentication (OTP / token). Keep the transaction reference for tracking.
- If unsure, send a small test amount first to confirm account and IFSC match before large transfers.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Required input for NEFT, RTGS and IMPS transfers — prevents rejection.
- Helps beneficiaries add payees in netbanking or mobile apps accurately.
- Quick way to verify branch identity and avoid manual routing errors.
- Useful when reconciling transactions or checking bank statements for routing codes.
Contact
Branch phone no: 7541807511
Branch Address: PAKARI, Bhojpur, 802301, 7541807511
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC to use for PAKARI branch?
Yes. PUNB0MBGB06 is the IFSC listed for the Bihar Gramin Bank, PAKARI branch and should be used for NEFT, RTGS and IMPS transfers.
Q: What happens if I enter a wrong IFSC?
If the IFSC does not match the account’s bank/branch, the transfer can be rejected or routed to a wrong branch. Most banks validate IFSC against the account; if it fails validation the transaction will be blocked or returned. Verify IFSC and account number before sending funds.
Q: Have IFSC codes changed because of bank mergers?
Yes. After mergers, old IFSCs may be revoked and replaced by new unified codes. For UBGB/DBGB consolidation, old codes were revoked and the active IFSC to use is PUNB0MBGB06. Always confirm current IFSC with the beneficiary or bank if there has been a merger.
Q: Can I use the branch MICR code for electronic transfers?
No. MICR (Magnetic Ink Character Recognition) is used mainly for cheque processing. For electronic transfers (NEFT/RTGS/IMPS), you must use the IFSC.
Q: Are NEFT, RTGS and IMPS available 24×7?
IMPS is available 24×7. NEFT and RTGS are also available 24×7 in most banks following RBI changes, but timing and cutoffs can vary for certain channels—check your bank’s schedule and transaction limits before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.