PAWANA is a branch located in Bhojpur district of Bihar. It serves local residents and businesses for deposits, withdrawals, and fund transfers. For electronic transfers over NEFT, RTGS, or IMPS you need the branch IFSC code. The IFSC ensures money routes to the correct bank and branch. Using the right IFSC avoids delays and failed transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | PAWANA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7067 |
| Branch Address | PAWANA, Bhojpur, 802201, 9771464067 |
| Contact Number | 9771464067 |
| City | Bhojpur |
| District | Bhojpur |
| Reason | ARA |
| Pincode | 802201 |
| State | Bihar |
Merger Update
Some regional rural banks in Bihar, including those operating under older names like Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB), have been consolidated into a single setup under Punjab National Bank. As a result, the active IFSC for this branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC (PUNB0MBGB06) for NEFT, RTGS, and IMPS transfers to avoid transaction failure or misrouting.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches for electronic fund transfers.
- First 4 characters: bank code. Example: PUNB = Punjab National Bank.
- 5th character: always 0 (reserved by RBI).
- Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking, mobile app, or visit a branch fund-transfer form.
- Choose the transfer type: NEFT, RTGS, or IMPS. (NEFT for most amounts; RTGS for large-value transfers—commonly ₹2,00,000 and above; IMPS for instant transfers up to banks’ IMPS limit, often ₹5,00,000.)
- Enter the beneficiary name, account number, and IFSC PUNB0MBGB06.
- Verify the branch name and city shown by the system. Confirm with the beneficiary if unsure.
- Enter amount and purpose, then authenticate (OTP/password/secure token) to complete the payment.
- Keep the transaction reference or UTR for tracking. For NEFT, note that batch processing times may apply; RTGS and IMPS are faster.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch without delays.
- Required field for NEFT, RTGS, and IMPS transfers.
- Helps verify beneficiary details before sending money.
- Useful when adding a beneficiary in netbanking or mobile banking apps.
- Reduces the chance of failed or returned transactions and extra bank charges.
Contact
Branch phone no: 9771464067
Branch Address: PAWANA, Bhojpur, 802201
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any old UBGB or DBGB IFSC for this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transfers to this branch.
Q: What if I enter the wrong IFSC during a transfer?
A: If the IFSC does not match the account number, the transaction will usually fail or be returned. If you entered a valid IFSC for a different account, contact your bank immediately with the transaction UTR. Banks can sometimes trace and recover funds, but recovery is not guaranteed and may take time.
Q: How do I verify that PUNB0MBGB06 is correct before sending money?
A: Verify with the beneficiary, check a bank passbook or cheque leaf, or call the branch at 9771464067. Also confirm the branch details shown in your netbanking app after entering the IFSC.
Q: What’s the difference between IFSC and MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed up cheque clearance. For online transfers, IFSC is mandatory; MICR is not.
Q: How long do transfers take to credit to the beneficiary?
A: IMPS is instant (seconds). RTGS and NEFT timings depend on bank processing and cut-offs. RTGS is usually quick for large-value transfers. NEFT is processed in batches, though many banks now offer near-real-time NEFT. Always keep the transaction reference for follow-up.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.