Bihar Gramin Bank SARAIYA BAZAR IFSC Code

Bihar Gramin Bank SARAIYA BAZAR IFSC Code

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Saraiya Bazar branch of Bihar Gramin Bank is located in Saraiya Bazar, Bhojpur district, Bihar — PIN 802313. The branch phone number is 9771464443. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code uniquely identifies this bank branch so that money routes correctly and quickly. Entering the correct IFSC prevents failed transfers, delays, or routing to the wrong branch.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name SARAIYA BAZAR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7443
Branch Address SARAIYA BAZAR, Bhojpur, 802313, 9771464443
Contact Number 9771464443
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802313
State Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank sponsorship into a single entity. As part of that consolidation, the unified IFSC code in use for affected branches is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transfers to this branch, use only the new IFSC PUNB0MBGB06. Transactions attempted using revoked IFSC codes can fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to bank branches. The structure is fixed:

  • First 4 characters = bank identifier (example: PUNB = Punjab National Bank)
  • 5th character = reserved and is always 0
  • Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06)

So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = specific branch code.

How to Use IFSC Code (NEFT, RTGS, IMPS)

  1. Open your bank’s netbanking or mobile banking app, or visit a bank branch.
  2. Choose the transfer type: NEFT, RTGS (for large/urgent transfers), or IMPS (instant, 24×7 for smaller amounts).
  3. Add a beneficiary by entering: beneficiary name, account number, and the IFSC PUNB0MBGB06.
  4. Verify beneficiary details and save. Some banks require OTP or in-branch verification for new beneficiaries.
  5. Initiate the transfer: choose the saved beneficiary, enter the amount, and confirm with OTP or transaction PIN.
  6. Keep the transaction reference or UTR number for tracking. For RTGS/NEFT you’ll get a UTR; for IMPS you’ll get a confirmation reference.

Important: Double-check the account number and IFSC before confirming. A wrong IFSC can route funds incorrectly or cause delays.

Benefits of Knowing the IFSC

  • Ensures accurate routing of funds to the exact branch and account.
  • Enables quick electronic transfers via NEFT, RTGS, and IMPS.
  • Reduces chances of failed or returned transactions.
  • Needed for setting up standing instructions, salary credits, and tax payments.
  • Useful for reconciling payments — UTR numbers tie to the IFSC and branch.

Contact

Branch phone: 9771464443

Branch address: SARAIYA BAZAR, Bhojpur, 802313

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

  • Q: Can I use an old UBGB IFSC for transfers to this branch?

    A: No. Old UBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for successful transfers.

  • Q: What happens if I enter a wrong IFSC but correct account number?

    A: If the wrong IFSC points to another valid branch, funds may be routed to a different branch — recovery can be slow and requires bank intervention. If the IFSC is invalid, the transaction will likely be rejected.

  • Q: Is IFSC required for UPI transactions?

    A: UPI typically uses VPA (Virtual Payment Address) and does not require IFSC at the time of payment. However, if you wish to add a bank account to a UPI app, you may need to verify the account using IFSC and account number in some flows.

  • Q: How do I verify the IFSC before making a transfer?

    A: Confirm IFSC on a recent bank statement, cheque leaf, or by calling the branch at 9771464443. Use the IFSC PUNB0MBGB06 for this branch.

  • Q: What reference should I keep after sending funds?

    A: Save the transaction reference or UTR returned by the bank (NEFT/RTGS) or the confirmation reference for IMPS. This helps track or claim refunds if needed.

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